102 Judith Ln, Delanson, NY 12053 Property Records

Schenectady County and Duanesburg Town property record for 102 Judith Ln, Delanson, NY 12053

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,535 sqft · built 1968
Lot Size	0.883 acres (38,474 sqft)
Owner	Individual Name on File
Last Sale	$440,000 (Nov 2025)
Tax Bill	$3,795 (2026)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`422089 35.19-1-12`

Property Details

APN / Parcel Number

Primary APN	`422089 35.19-1-12`
Alternative APN	`208903501900010120000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,535 sqft Living Area
1st Floor Area	1,195 sqft
Upper Floors Area	340 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Cape Cod
Exterior Material	Wood
Lot Area	38,474 sqft (0.883 acres)
Lot Dimensions	276 ft deep x 139 ft wide
View / Lot	Waterfront
Garage Type	Attached
Garage Area	250 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	208 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	102 JUDITH LN
City	DELANSON
State	NY
Zip	12053-4300
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Block	1
Legal Lot Number	12.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	DUANESBURG
Census Block Group	1
Census Block	1026
Census Tract	33102

Owner

102 Judith Ln is owned and occupied by an individual who bought it in November 2025.

Source: Schenectady County and Duanesburg Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	102 JUDITH LN, DELANSON, NY 12053-4300
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Warranty Deed, Transfer · Conventional Mortgage SUNMARK FCU
Nov 20, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Nov 20, 2018	Deed of Trust, Mortgage · FHA Mortgage FAREVERSE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2025 · Amount on File
Deed Sale	Nov 20, 2025 · Amount on File
Prior Sale	Apr 11, 2025 · Amount on File
Deed Document Number	202527394
Deed Book / Page	2161 / 92
Prior Transfer Date	Jan 9, 1997
Prior Transfer Doc	1512000599
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Nov 20, 2025
Property Address	102 JUDITH LN, DELANSON, NY 12053-4300
Document Number	0000027394
Instrument Date	Oct 14, 2025
Instrument	202527394
Transaction Type	Transfer
Record Updated	Dec 10, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,760.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 UTICA AVE, LATHAM, NY 12110-2805

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 MANNING BLVD, ALBANY, NY 12203-1766

Mortgage

Document Number	0000027395
Date	Nov 20, 2025
Instrument	202527395

Lender

Name	SUNMARK FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	102 JUDITH LN, DELANSON, NY 12053-4300
Document Number	0000052624
Instrument Date	Nov 20, 2018
Transaction Type	Mortgage
Record Updated	Dec 21, 2018
Title Company	CHANCELLOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	102 JUDITH LN DELANSON NY 120534300, DELANSON, NY 12053-4300

Mortgage

Document Number	0000052624
Date	Nov 30, 2018
Book Page	004881/000246
Instrument	52624

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	804 Months
Due	Nov 29, 2085

Interest

Rate Type	Adjustable Rate
Rate	4.44%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	102 JUDITH LN, DELANSON, NY 12053-4300
Document Number	0000052623
Instrument Date	Nov 20, 2018
Transaction Type	Mortgage
Record Updated	Dec 19, 2018
Title Company	CHANCELLOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	102 JUDITH LN DELANSON NY 120534300, DELANSON, NY 12053-4300

Mortgage

Document Number	0000052623
Date	Nov 30, 2018
Book Page	004881/000230
Instrument	52623

Lender

Name	FAREVERSE LLC
Address	TULSA, OK 74133

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	804 Months
Due	Nov 29, 2085

Interest

Rate Type	Adjustable Rate
Rate	4.44%

Tax Assessment & Valuation

The 2026 property tax bill for 102 Judith Ln was $3,795, up 206.5% from the year before.

Source: Schenectady County and Duanesburg Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Duanesburg Town
Unified School District	Schalmont Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,795.00 (+206.54%)
2025	$1,238.00	$39,800 (-) Land $7,400 Building $32,400	$189,524 (+9.05%) Land $35,238 Building $154,286
2024		$39,800 (-) Land $7,400 Building $32,400	$173,799 (+2.62%) Land $32,314 Building $141,485
2023		$39,800 Land $7,400 Building $32,400	$169,362 Land $31,489 Building $137,873

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 102 Judith Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 Judith Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880
Hudson Valley Wireless Fixed Wireless	200 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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