102 Joy Dr, Roscommon, MI 48653 Property Records

Crawford County property record for 102 Joy Dr, Roscommon, MI 48653

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,215 sqft · built 1971
Lot Size0.55 acres (23,958 sqft)
OwnerIndividual Name on Record
Last Sale$27,000 (Jun 2017)
Tax Bill$1,388 (2025)
Deeds & MortgagesNov 2022 Transfer
Aug 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN064-160-000-025-00

Property Details

APN / Parcel Number

Primary APN064-160-000-025-00

Interior

Full Baths1 Bath
Building Area1,215 sqft Living Area
1st Floor Area1,215 sqft

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleRanch
Lot Area23,958 sqft (0.55 acres)
Lot Dimensions210 ft deep x 115 ft wide

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Street Address102 JOY DR
CityROSCOMMON
StateMI
Zip48653-8411
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 25, BER-MAR WOODS NO. 1
Legal SubdivisionBER MAR WOODS NO 1
Legal Lot Number25
JurisdictionCRAWFORD MI
Township / Civil DivisionSOUTH BRANCH
Census Block Group3
Census Block3135
Census Tract960400

Owner

Source: Crawford County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3666 SHERIDAN RD, EMMETT, MI 48022-3603
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 4, 2022Quit Claim Deed, Transfer
Quitclaim
Aug 10, 2022Deed of Trust, Mortgage · Conventional Mortgage
FIGURE LENDING
Jun 5, 2017Warranty Deed, Transfer · Conventional Mortgage
NAVY FEDERAL CREDIT UNION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 5, 2017 · Amount on Record
Deed SaleJun 5, 2017 · Amount on Record
Prior SaleMay 21, 1999
Deed Document Number201765706
Deed Book / Page731 / 445
Last Transfer DateOct 26, 2022
Transfer Doc000786/788
Record UpdatedSep 20, 2026

November 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCRAWFORD MI
Recording DateNov 4, 2022
Property Address102 JOY DR, ROSCOMMON, MI 48653-8411
Document Number000786/788
Book / Page786 / 788
Instrument DateOct 26, 2022
Transaction TypeTransfer
Record UpdatedJan 27, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3666 SHERIDAN RD, EMMETT, MI 48022-3603

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCRAWFORD MI
Property Address102 JOY DR, ROSCOMMON, MI 48653-8411
Transaction TypeMortgage
Record UpdatedOct 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 JOY DR, ROSCOMMON, MI 48653-8411

Mortgage

Document Number0000000782/0000000443
DateAug 10, 2022
Book Page0000000782/0000000443
Lender
NameFIGURE LENDING
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJan 1, 2032

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCRAWFORD MI
Recording DateJun 5, 2017
Property Address102 JOY DR, ROSCOMMON, MI 48653-8411
Document Number731/445
Book / Page731 / 445
Instrument DateMay 26, 2017
InstrumentR0065706
Transaction TypeTransfer
Record UpdatedMay 24, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address15475 FOWLER RD, 15475, OAKLEY, MI 48649-8760

Transferred To (Grantee/Buyer)

NameVerified Name
Address20204 N RIVERHILL DR, CLINTON TOWNSHIP, MI 48036-1864

Mortgage

Document Number731/446
DateJun 5, 2017
Book Page731/446
InstrumentR0065707
Lender
NameNAVY FEDERAL CREDIT UNION
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 1, 2032

Tax Assessment & Valuation

Source: Crawford County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyCrawford County
County SubdivisionSouth Branch Township
Unified School DistrictRoscommon Area Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$65,400 (+0.46%) Land $65,400$130,800 (+0.46%) Land $130,800
2025$1,388.00$65,100 Land $65,100$130,200 Land $130,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 17, 2012

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · above 97.1% of Michigan
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Joy Dr

Nearby Streets

Search Property Records by Address or Parcel Number