102 Jonathan Dr, Richmond, KY 40475 Property Records

Madison County property record for 102 Jonathan Dr, Richmond, KY 40475

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,040 sqft
OwnerIndividual Name on Record
Last Sale$120,000 (Aug 2019)
Tax Bill$1,131 (2025)
Deeds & MortgagesJul 2020 Mortgage
Aug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN053D-0000-0081

Property Details

APN / Parcel Number

Primary APN053D-0000-0081
Alternative APNs
  • 110656
  • 73837
  • 39862

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,040 sqft Living Area

Exterior

Exterior MaterialBrick Veneer
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialComposition Shingle

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number39862
Street Address102 JONATHAN DR
CityRICHMOND
StateKY
Zip40475-9119
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMADISON VILLAGE LOT 215
Legal SubdivisionMADISON VILL
Legal Block5
Legal Lot Number215
JurisdictionMADISON KY
Township / Civil DivisionBOONESBOROUGH-WHITE HALL
Census Block Group2
Census Block2030
Census Tract10104

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address102 JONATHAN DR, RICHMOND, KY 40475-9119
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Aug 1, 2019Deed, Transfer · FHA Mortgage
KENTUCKY BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 1, 2019 · Amount on Record
Deed SaleAug 1, 2019 · Amount on Record
Prior SaleMay 4, 2009 · Amount on Record
Deed Document Number2013996414
Deed Book / PageD00776 / 606
Record UpdatedJun 8, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address102 JONATHAN DR, RICHMOND, KY 40475-9119
Transaction TypeMortgage
Record UpdatedAug 7, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM01961/603
DateJul 27, 2020
Book PageM01961/603
Instrument2014016697
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term350 Months
DueSep 1, 2049

August 2019: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateAug 1, 2019
Property Address102 JONATHAN DR, RICHMOND, KY 40475-9119
Document NumberD00776/606
Book / PageD00776 / 606
Map ReferenceMB 6 PG 295
Instrument DateJul 31, 2019
Instrument2013996414
Transaction TypeTransfer
Record UpdatedDec 17, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$120.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2113 WOODFORD DR, 2113, RICHMOND, KY 40475-3242

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 JONATHAN DR, RICHMOND, KY 40475-9119

Mortgage

Document Number2013996415
DateAug 1, 2019
Instrument2013996415
Lender
NameKENTUCKY BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2049
Interest
AdjustableAdjustable Rate Rider

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,131.00 (-2.84%) Additional exemption filed$120,000 (-)$120,000 (-)
2023$1,164.00$120,000$120,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMADISON CO UTILITIES DISTRICT
serves 25,120 people · EPA ID KY0760224
Water SourcePurchased surface water from RICHMOND UTILITIES
Last State InspectionNov 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jun 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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