102 Jefferson St, Waterloo, NE 68069 Property Records

Douglas County property record for 102 Jefferson St, Waterloo, NE 68069

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,292 sqft · built 1880
Lot Size	0.187 acres (8,184 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (Sep 2015)
Tax Bill	$1,801 (2024)
Deeds & Mortgages	Dec 2022 Line of Credit Aug 2017 Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`R2412200003`

Property Details

APN / Parcel Number

Primary APN	`R2412200003`
Alternative APNs	`1220 0003 24` `2412200003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,292 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,184 sqft (0.187 acres)
Lot Dimensions	124 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	208 sqft
Deck Area	265 sqft
Patio Area	160 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Wood

Location & Zoning

Account Number	R2412200003
Street Address	102 JEFFERSON ST
City	WATERLOO
State	NE
Zip	68069-2000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WATERLOO-TOWN OF- LOT 10 BLOCK 13 LT 10 BLK 13 66 X 124
Legal Subdivision	WATERLOOTOWN OF
Legal Block	13
Legal Lot Number	10
Jurisdiction	DOUGLAS NE
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2053
Census Tract	7508

Owner

Source: Douglas County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	102 JEFFERSON ST, WATERLOO, NE 68069-2000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2022	Deed of Trust, Mortgage · Line of Credit COBALT CU
Aug 30, 2017	Deed of Trust, Mortgage · VA Mortgage FIRST NATIONAL BANK OF OMAHA
Jul 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 8, 2017	Quit Claim Deed, Transfer NEBRASKA TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2015 · Amount on Record
Deed Sale	Sep 4, 2015 · Amount on Record
Prior Sale	Sep 4, 2015 · Amount on Record
Deed Document Number	2015074913
Last Transfer Date	Aug 8, 2017
Transfer Doc	0000062040
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	102 JEFFERSON ST, WATERLOO, NE 68069-2000
Transaction Type	Mortgage
Record Updated	Jan 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000119747
Date	Dec 16, 2022
Instrument	2022119747

Lender

Name	COBALT CU
Type	Credit Union
Address	PAPILLION, NE 68046

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 27, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	102 JEFFERSON ST, WATERLOO, NE 68069-2000
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017069087
Date	Aug 30, 2017
Instrument	2017069087

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NE
Property Address	102 JEFFERSON ST, WATERLOO, NE 68069-2000
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021090529
Date	Jul 9, 2021
Instrument	2021090529

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DOUGLAS NE
Recording Date	Aug 8, 2017
Property Address	102 JEFFERSON ST, WATERLOO, NE 68069-2000
Document Number	0000062040
Instrument Date	Aug 4, 2017
Instrument	62040
Transaction Type	Transfer
Record Updated	Oct 2, 2017
Title Company	NEBRASKA TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Douglas County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Douglas County
Municipality	Waterloo Village
Unified School District	Douglas County West Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$195,600 (+53.89%) Land $21,200 Building $174,400	$195,600 (+53.89%) Land $21,200 Building $174,400
2024	$1,801.00 (-13.62%)
2023	$2,085.00 (-3.65%)	$127,100 Land $21,200 Building $105,900	$127,100 Land $21,200 Building $105,900
2022	$2,164.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 57 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	38 (1978–2024)
Claims Outside the SFHA	2 of 38
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2019 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Nebraska
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF WATERLOO serves 962 people · EPA ID NE3105517
Water Source	Purchased surface water from METROPOLITAN UTILITIES DISTRICT
Last State Inspection	Oct 2025
Lead	12 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Nextlink Fixed Wireless	500 / 200
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Jefferson St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures