St. Charles County property record for 102 Howard St, Saint Charles, MO 63301
| Property Type | Government / Public Use |
|---|---|
| Lot Size | 0.569 acres (24,829 sqft) |
| Owner | Individual Name on File |
| Last Sale | $50,000 (Mar 2020) |
| Deeds & Mortgages | Dec 2020 Loan Modification Jul 2020 Loan Modification + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 003710A000 |
| Primary APN | 003710A000 |
|---|---|
| Alternative APN |
|
| Lot Area | 24,829 sqft (0.569 acres) |
|---|---|
| Lot Dimensions | 150 ft deep x 165 ft wide |
| Account Number | 003710A000 |
|---|---|
| Old Parcel Number | 003710A000 |
| Street Address | 102 HOWARD ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301 |
| Property Category | Public Works |
| Property Type | Public Works > Government / Public Use |
| Local Zoning Code | AB6 |
| Legal Description | PT CITY BLK 48 |
| Legal Range | 05E |
| Legal Township | 47N |
| Legal Subdivision | LSL BRIDLESPUR RESUB LT 38-42 |
| Legal Block | 48 |
| Legal Lot Number | 11 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 310400 |
102 Howard St, a public works property, is owned and occupied by an individual who bought it in March 2020.
Source: St. Charles County records, as of October 19, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 200 N 2ND ST STE 401B, 401B, SAINT CHARLES, MO 63301-2851 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 28, 2020 | Loan Modification, Mortgage CARROLLTON BK |
| Jul 17, 2020 | Loan Modification, Mortgage CARROLLTON BK |
| Mar 11, 2020 | Warranty Deed, Transfer INVESTORS TITLE COMPANY, INVESTORS TITLE CO. |
| Jan 2, 2019 | Warranty Deed, Transfer TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 11, 2020 · Amount on File |
| Deed Sale | Mar 11, 2020 · Amount on File |
| Prior Sale | Jan 23, 2009 |
| Deed Document Number | 0007246578 |
| Deed Book / Page | 7246 / 578 |
| Record Updated | Jun 7, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 102 HOWARD ST, SAINT CHARLES, MO 63301 |
| Document Number | 0000001896 |
| Instrument Date | Dec 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2021 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Number | 0000001896 |
|---|---|
| Date | Jan 7, 2021 |
| Instrument | 1896 |
| Name | CARROLLTON BK |
|---|---|
| Type | Bank |
| Address | 2777 W CLAY ST, ST CHARLES, MO 63301-2528 |
| Amount | Amount on Record |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 102 HOWARD ST, SAINT CHARLES, MO 63301 |
| Document Number | 0073530020 |
| Instrument Date | Jul 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2020 |
| Title Company | STATE LOUIS COMPANY TITLE (SLCTC), STL |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Number | 0073530020 |
|---|---|
| Date | Jul 23, 2020 |
| Book Page | 007353/000020 |
| Instrument | 520110 |
| Name | CARROLLTON BK |
|---|---|
| Type | Bank |
| Address | 2777 W CLAY ST, ST CHARLES, MO 63301-2528 |
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 11, 2020 |
| Property Address | 102 HOWARD ST, SAINT CHARLES, MO 63301 |
| Document Number | 0072460578 |
| Book / Page | 007246 / 000578 |
| Instrument Date | Feb 24, 2020 |
| Instrument | 148870 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2020 |
| Title Company | INVESTORS TITLE COMPANY, INVESTORS TITLE CO. |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jan 2, 2019 |
| Property Address | 102 HOWARD ST, SAINT CHARLES, MO 63301 |
| Document Number | 0070210314 |
| Book / Page | 007021 / 000314 |
| Instrument Date | Dec 14, 2018 |
| Instrument | 590 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2019 |
| Title Company | TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 41 CONNIE DR ST CHARLES MO 633013109, ST CHARLES, MO 63301-3109 |
Source: St. Charles County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Assessed Market Value |
|---|---|
| 2022 | $30,003 Land $30,003 |
Assessed market value is set for property tax purposes and is not a market price estimate.
FEMA maps place 102 Howard St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 55 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 55 in force |
| Nearby Flood Claims | 89 (1979–2022) |
| Claims Outside the SFHA | 19 of 89 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 102 Howard St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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