102 Hickory St, Bernice (Afton), OK 74331 Property Records

Delaware County property record for 102 Hickory St, Bernice, OK 74331

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,424 sqft
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$38,000 (Feb 2025)
Tax Bill	$356 (2025)
Deeds & Mortgages	May 2026 Line of Credit Feb 2025 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25N22E-26-0-10110-002-0002`

Property Details

APN / Parcel Number

Primary APN	`25N22E-26-0-10110-002-0002`
Alternative APNs	`0036546` `36546`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,424 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Mixed
Garage Area	320 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	234 sqft
Storage Building	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	36546
Street Address	102 HICKORY ST
City	BERNICE
State	OK
Zip	74331-7044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALLEN'S 2 LOT 2 BLK 2 2575-832
Legal Range	22E
Legal Township	25N
Legal Section	26
Legal Subdivision	BERNICE-ALLENS 2
Legal Block	2
Legal Lot Number	2
Jurisdiction	DELAWARE OK
Township / Civil Division	GROVE
Census Block Group	2
Census Block	2071
Census Tract	375803

Owner

Source: Delaware County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	24410 S HORSECREEK DR, AFTON, OK 74331-9530
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Deed of Trust, Mortgage · Line of Credit SOUTHWEST MO BANK
Feb 5, 2025	Sheriff's Deed, Foreclosure Foreclosure Auction
Dec 6, 2022	Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2025 · Amount on Record
Deed Sale	Feb 5, 2025 · Amount on Record
Prior Sale	Jul 19, 2001
Deed Document Number	2025962
Deed Book / Page	2575 / 832
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OK
Recording Date	May 28, 2026
Property Address	102 HICKORY ST, BERNICE, OK 74331-7044
Document Number	0000004806
Book / Page	2656 / 469
Instrument Date	May 14, 2026
Instrument	20264806
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24410 S HORSECREEK DR, AFTON, OK 74331-9530

Mortgage

Document Number	0000004806,
Date	May 28, 2026
Book Page	2656/469
Instrument	20264806

Lender

Name	SOUTHWEST MO BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	May 14, 2029

Interest

Rate	6.3%
Max Rate	-1%

February 2025: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	DELAWARE OK
Recording Date	Feb 5, 2025
Property Address	102 HICKORY ST, BERNICE, OK 74331-7044
Document Number	002575/832
Book / Page	2575 / 832
Instrument Date	Aug 9, 2024
Instrument	I-2025-000962
Transaction Type	Foreclosure
Record Updated	Feb 10, 2026

Transaction

Amount	Amount Recorded
Tax	$57.00
Amount Accuracy	Rounded by County
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24410 S HORSECREEK DR, AFTON, OK 74331-9530

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OK
Property Address	102 HICKORY ST, BERNICE, OK 74331-7044
Transaction Type	Mortgage
Record Updated	Dec 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 HICKORY ST, BERNICE, OK 74331-7044

Mortgage

Document Number	002468/738
Date	Dec 6, 2022
Book Page	2468/738
Instrument	I-2022-011614

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	342 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Delaware County
Municipality	Bernice Town
Elementary School District	Cleora Public School (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$356.00 (-0.28%)	$4,370 (-57.47%) Land $1,351 Building $3,019	$38,000 (-76.77%) Land $11,750 Building $26,250
2024	$357.00 (-55.76%)	$10,275 (+5.01%) Land $679 Building $9,596	$163,548 (+15.46%) Land $11,750 Building $151,798
2023	$807.00	$9,785 Land $640 Building $9,145	$141,643 Land $6,500 Building $135,143

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 89% of Oklahoma
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AFTON PWA serves 1,428 people · EPA ID OK1021696
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jul 2025 Nitrate-Nitrite resolved · Jul 2023 Haloacetic acids resolved · Jul 2018
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	19 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
BOLT Fiber Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
The Junction Internet Fixed Wireless	100 / 20
Atlink Services Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Hickory St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures