102 Harvard St, Bangor, ME 04401 Property Records

Penobscot County and Bangor City property record for 102 Harvard St, Bangor, ME 04401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,824 sqft · built 1972
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$430,000 (Mar 2026)
Tax Bill	$6,908 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Mar 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`BANG M:056 L:142`

Property Details

APN / Parcel Number

Primary APN	`BANG M:056 L:142`
Alternative APN	`9952`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,824 sqft Living Area
Basement Area	1,536 sqft
Unfinished Basement	1,152 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	9952
Street Address	102 HARVARD ST
City	BANGOR
State	ME
Zip	04401-4107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URD1
Legal Subdivision	STILLWATER PK PROJECT
Legal Lot Number	142
Jurisdiction	BANGOR ME
Township / Civil Division	BANGOR
Census Block Group	1
Census Block	1012
Census Tract	300

Owner

Source: Penobscot County and Bangor City records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	102 HARVARD ST, BANGOR, ME 04401-4107
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2025	Deed of Trust, Mortgage MAINE SAVINGS FCU
Mar 13, 2026	Quit Claim Deed, Transfer BANGOR SAVINGS BANK
Dec 10, 2019	Quit Claim Deed, Transfer CUSO HM LNDG
Apr 4, 2018	Deed of Trust, Mortgage UNIVERSITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2026 · Amount on Record
Deed Sale	Mar 13, 2026 · Amount on Record
Prior Sale	Dec 10, 2019 · Amount on Record
Deed Book / Page	17807 / 1
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANGOR ME
Property Address	102 HARVARD ST, BANGOR, ME 04401-4107
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0176900090
Date	Nov 6, 2025
Book Page	17690/90
Instrument	31379

Lender

Name	MAINE SAVINGS FCU

Agreement

Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2045

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BANGOR ME
Recording Date	Mar 13, 2026
Property Address	102 HARVARD ST, BANGOR, ME 04401-4107
Document Number	0178070001
Book / Page	17807 / 1
Instrument Date	Mar 13, 2026
Instrument	5560
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	102 HARVARD ST, BANGOR, ME 04401-4107

Mortgage

Document Number	0000005561
Date	Mar 13, 2026
Instrument	5561

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Type Change Date	Apr 1, 2033
Index	1-Year CMT

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BANGOR ME
Recording Date	Dec 10, 2019
Property Address	102 HARVARD ST, BANGOR, ME 04401-4107
Document Number	0153780304
Book / Page	015378 / 000304
Instrument Date	Dec 6, 2019
Instrument	38238
Transaction Type	Transfer
Record Updated	Jan 30, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 HARVARD ST BANGOR ME 044014107, BANGOR, ME 04401-4107

Mortgage

Document Number	153780306
Date	Dec 10, 2019
Book Page	015378/000306
Instrument	38239

Lender

Name	CUSO HM LNDG
Address	HAMPDEN, ME 04444

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Dec 9, 2034

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANGOR ME
Property Address	102 HARVARD ST, BANGOR, ME 04401-4107
Document Number	0148000021
Instrument Date	Apr 4, 2018
Transaction Type	Mortgage
Record Updated	May 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 HARVARD ST BANGOR ME 044014107, BANGOR, ME 04401-4107

Mortgage

Document Number	0148000021
Date	May 3, 2018
Book Page	014800/000021
Instrument	10921

Lender

Name	UNIVERSITY CU
Type	Credit Union
Address	ORONO, ME 04473

Agreement

Amount	Amount Recorded
Term	120 Months
Due	May 2, 2028

Tax Assessment & Valuation

Source: Penobscot County and Bangor City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
Municipality	Bangor City
Unified School District	Bangor (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,908.00 (+2.19%)	$390,300 (+7.11%) Land $46,000 Building $344,300
2024	$6,760.00 (+9.19%)	$364,400 (+12.71%) Land $43,800 Building $320,600	$298,490
2023	$6,191.00 (+5.7%)	$323,300 (+12.61%) Land $42,100 Building $281,200
2022	$5,857.00	$287,100 Land $42,100 Building $245,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2007 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BANGOR WATER DISTRICT serves 27,298 people · EPA ID ME0090110
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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