102 Harness Ct, Georgetown, KY 40324 Property Records

Scott County property record for 102 Harness Ct, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,457 sqft · built 2001
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on Record
Last Sale	$250,000 (Jun 2022)
Tax Bill	$2,271 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Jun 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`165-20-167.000`

Property Details

APN / Parcel Number

Primary APN	`165-20-167.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,457 sqft Living Area

Exterior

Year Built	Built 2001
Exterior Material	Combination
Foundation Type	Slab (Mat/Raft)
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	102 HARNESS CT
City	GEORGETOWN
State	KY
Zip	40324-8838
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE STABLES
Legal Subdivision	THE STABLES
Legal Lot Number	57
Legal Unit	2
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2022
Census Tract	40607

Owner

Source: Scott County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3256 BRIGHTON PLACE DR, LEXINGTON, KY 40509-2383
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2023	Deed of Trust, Mortgage · Commercial Mortgage COMMONWEALTH CREDIT UNION
Jun 27, 2023	Deed of Trust, Mortgage BANK OF THE BLUEGRASS & TRUST CO
Jun 24, 2022	Deed, Transfer · Line of Credit BANK OF THE BLUEGRASS & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2022 · Amount on Record
Deed Sale	Jun 24, 2022 · Amount on Record
Deed Document Number	455914
Deed Book / Page	D434 / 673
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	102 HARNESS CT, GEORGETOWN, KY 40324-8838
Transaction Type	Mortgage
Record Updated	Nov 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000M1761/1
Date	Nov 6, 2023
Book Page	M1761/1
Instrument	486784

Lender

Name	COMMONWEALTH CREDIT UNION
Type	Credit Union
Address	FRANKFORT, KY 40602

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 1, 2033

Interest

Rate Type	Adjustable Rate

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	102 HARNESS CT, GEORGETOWN, KY 40324-8838
Transaction Type	Mortgage
Record Updated	Aug 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1744/330
Date	Jun 27, 2023
Book Page	M1744/330
Instrument	475482

Lender

Name	BANK OF THE BLUEGRASS & TRUST CO
Type	Bank
Address	LEXINGTON, KY 40507

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 20, 2053

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Jun 24, 2022
Property Address	102 HARNESS CT, GEORGETOWN, KY 40324-8838
Document Number	00D434/673
Book / Page	D434 / 673
Map Reference	CAB 6 SL 2168
Instrument Date	Jun 17, 2022
Instrument	455914
Transaction Type	Transfer
Record Updated	Jul 7, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1021 MAJESTIC DR STE 310, 1021, LEXINGTON, KY 40513-1873

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 JOHNSTONE TRL, GEORGETOWN, KY 40324-8794

Mortgage

Document Number	0000455915
Date	Jun 24, 2022
Instrument	455915

Lender

Name	BANK OF THE BLUEGRASS & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 15, 2032

Tax Assessment & Valuation

Source: Scott County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,271.00 (+0.22%)	$255,000 (+2%)	$255,000 (+2%)
2023	$2,266.00 (+32.13%)	$250,000 (+26.45%) Land $47,500 Building $202,500	$250,000 (+26.45%) Land $47,500 Building $202,500
2022	$1,715.00	$197,700 Land $42,000 Building $155,700	$197,700 Land $42,000 Building $155,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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