Middlesex County and Reading Town property record for 102 Gazebo Cir, Reading, MA 01867
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2.5 ba · 1,339 sqft · built 1996 |
| Lot Size | 10.2 acres (444,444 sqft) |
| Owner | Company Name on Record |
| Last Sale | $432,000 (Jan 2018) |
| Tax Bill | $6,316 (2026) |
| Deeds & Mortgages | Apr 2021 Refinance Dec 2025 Second Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13A000001020 |
| Primary APN | 13A000001020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,339 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Condo/Apartment |
| Construction Type | Frame |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 444,444 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Account Number | 13A000001020 |
|---|---|
| Street Address | 102 GAZEBO CIR |
| City | READING |
| State | MA |
| Zip | 01867-4058 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Subdivision | SUMMIT VILLAGE CONDO |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 334400 |
Source: Middlesex County and Reading Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 102 GAZEBO CIR, READING, MA 01867-4058 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Apr 30, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance DIRECT CU |
| Dec 4, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DIGITAL FCU |
| Oct 19, 2021 | Quit Claim Deed, Transfer · Stand-Alone Refinance LEADER BANK NA |
| Oct 19, 2021 | Quit Claim Deed, Transfer · Stand-Alone Refinance LEADER BANK NA |
| Dec 23, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA |
| Jan 30, 2018 | Quit Claim Deed, Transfer FEDERAL SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 30, 2018 · Amount on Record |
| Deed Sale | Jan 30, 2018 · Amount on Record |
| Prior Sale | May 16, 2016 · Amount on Record |
| Deed Book / Page | 70568 / 193 |
| Last Transfer Date | Oct 11, 2021 |
| Transfer Doc | 078940-503 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 102 GAZEBO CIR, READING, MA 01867-4058 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0077657-56 |
|---|---|
| Date | Apr 30, 2021 |
| Book Page | 77657/56 |
| Instrument | 98456 |
| Name | DIRECT CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | May 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 102 GAZEBO CIR, READING, MA 01867-4058 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 084963-271 |
|---|---|
| Date | Dec 4, 2025 |
| Book Page | 84963/271 |
| Instrument | 148686 |
| Name | DIGITAL FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jan 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Oct 19, 2021 |
| Property Address | 102 GAZEBO CIR, READING, MA 01867-4058 |
| Document Number | 78940-503 |
| Book / Page | 78940 / 503 |
| Instrument Date | Oct 11, 2021 |
| Instrument | 228990 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 102 GAZEBO CIR # 102, 102, READING, MA 01867-4058 |
| Document Number | 78940-510 |
|---|---|
| Date | Oct 19, 2021 |
| Book Page | 78940/510 |
| Instrument | 228991 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Oct 19, 2021 |
| Property Address | 102 GAZEBO CIR, READING, MA 01867-4058 |
| Document Number | 078940-503 |
| Book / Page | 78940 / 503 |
| Instrument Date | Oct 11, 2021 |
| Instrument | 228990 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 102 GAZEBO CIR # 102, 102, READING, MA 01867-4058 |
| Document Number | 0000228991 |
|---|---|
| Date | Oct 19, 2021 |
| Instrument | 228991 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 102 GAZEBO CIR, READING, MA 01867-4058 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 76517-551 |
|---|---|
| Date | Dec 23, 2020 |
| Book Page | 76517/551 |
| Instrument | 246782 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 169 Months |
| Due | Jan 1, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Jan 30, 2018 |
| Property Address | 102 GAZEBO CIR, READING, MA 01867-4058 |
| Document Number | 70568-193 |
| Book / Page | 70568 / 193 |
| Instrument | 13884 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $50.97 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 102 GAZEBO CIR, READING, MA 01867-4058 |
| Document Number | 705680200 |
|---|---|
| Date | Jan 30, 2018 |
| Instrument | 70568/0200 |
| Name | FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 30, 2048 |
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,316.00 (-0.66%) | $576,300 (+3.24%) Building $576,300 | $580,878 (+0.9%) |
| 2025 | $6,358.00 (+0.43%) | $558,200 (+3.33%) Building $558,200 | $575,700 (+2.21%) |
| 2024 | $6,331.00 (-0.25%) | $540,200 (+7.16%) Building $540,200 | $563,255 |
| 2023 | $6,347.00 | $504,100 Building $504,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1982–1996) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 1996 · Extreme Weather Conditons And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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