Orange County property record for 102 Gary Rd, Carrboro, NC 27510
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,459 sqft · built 1966 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (Nov 2020) |
| Tax Bill | $7,032 (2025) |
| Deeds & Mortgages | Feb 2017 Line of Credit Feb 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9778-36-9892 |
| Primary APN | 9778-36-9892 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,459 sqft Living Area |
| Gross Area | 2,905 sqft |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 172 ft deep x 100 ft wide |
| Garage Type | Basement |
| Patio Area | 175 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 102 GARY RD |
|---|---|
| City | CARRBORO |
| State | NC |
| Zip | 27510-1922 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | 30 WINDWOOD P14/106 |
| Legal Subdivision | WINDWOOD SUBDIVISION |
| Jurisdiction | ORANGE NC |
| Township / Civil Division | CHAPEL HILL |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 10707 |
Source: Orange County records · APN 9778-36-9892
Assessment roll updated October 7, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 102 GARY RD, CARRBORO, NC 27510-1922 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 10, 2017 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Feb 08, 2018 | Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU |
| Nov 23, 2020 | Warranty Deed, Transfer · Conventional Mortgage ALLEN TATE MORTGAGE PARTNERS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 23, 2020 · Amount on Record |
| Deed Sale | Nov 23, 2020 · Amount on Record |
| Prior Sale | May 12, 2006 · Amount on Record |
| Deed Document Number | 202030034847 |
| Deed Book / Page | 6691 / 1425 |
| Prior Transfer Date | Dec 22, 2016 |
| Prior Transfer Doc | 6245081 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE NC |
| Property Address | 102 GARY RD, CARRBORO, NC 27510-1922 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | LENDER RECORDING SERVICE |
| Name | Verified Name |
|---|
| Document Number | 6262534 |
|---|---|
| Date | Feb 10, 2017 |
| Book Page | 6262/534 |
| Instrument | 20170210000027920 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | CARRBORO, NC 27510 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE NC |
| Property Address | 102 GARY RD, CARRBORO, NC 27510-1922 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ACCURATE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 6423171 |
|---|---|
| Date | Feb 08, 2018 |
| Book Page | 6423/171 |
| Instrument | 20180208000023530 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 5 Years |
| Min Rate At Change | 2% |
| Max Rate At Change | 6% |
| Index | 5-Year CMT |
| Max Rate | 6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE NC |
| Recording Date | Nov 23, 2020 |
| Property Address | 102 GARY RD, CARRBORO, NC 27510-1922 |
| Document Number | 66911425 |
| Book / Page | 6691 / 1425 |
| Map Reference | MB 14 PG 106 |
| Instrument Date | Nov 20, 2020 |
| Instrument | 30034847 |
| Transaction Type | Transfer |
| Record Updated | Nov 02, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $900.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 807 W TRINITY AVE APT 228, 807, DURHAM, NC 27701-1864 |
| Name | Verified Name |
|---|---|
| Address | 102 GARY RD, CARRBORO, NC 27510-1922 |
| Document Number | 66911427 |
|---|---|
| Date | Nov 23, 2020 |
| Instrument | 6691/1427 |
| Name | ALLEN TATE MORTGAGE PARTNERS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
Source: Orange County records · Assessment roll updated October 7, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Carrboro Town |
| County | Orange County |
| Unified School District | Chapel Hill-Carrboro Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,032.00 (+6.1%) | $492,500 (+28.96%) Land $190,000 Building $302,500 | $492,500 (+28.96%) Land $190,000 Building $302,500 |
| 2023 | $6,628.00 | $381,900 Land $125,000 Building $256,900 | $381,900 Land $125,000 Building $256,900 |
Source: FEMA National Flood Hazard Layer as of June 9, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 3 (2025) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 305 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ORANGE WATER & SEWER AUTHORITY serves 86,500 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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