102 Gale Dr, Cobleskill, NY 12043 Property Records

Schoharie County and Cobleskill Town property record for 102 Gale Dr, Cobleskill, NY 12043 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	3 Baths
Year Built	Built 1977
Square Footage	2,152 sqft Living Area
Lot Size	13,504 sqft (0.31 acres)
Garage	Attached, 480 sqft
Occupancy	Owner Occupied
Tax Bill	$8,399.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`432601 56.14-3-13`
Alternative APNs	`260105601400030130000000` `431A176054`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Building Area	2,152 sqft Living Area
1st Floor	1,320 sqft 1st Floor
2nd Floor	832 sqft 2nd Floor
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Contemporary Style
Exterior Material	Wood Exterior
Lot Area	13,504 sqft (0.31 acres)
Depth X Width	166 ft x 119 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	480 sqft Garage
Porch Area	168 sqft Porch

Utilities and HVAC

Heating Fuel	Electric Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	431A176054
Street Address	102 GALE DR
City	COBLESKILL
State	NY
Zip	12043-5095
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	NEW TYPE HSE
Legal Block	3
Legal Lot Number	13.000
Jurisdiction	SCHOHARIE NY
Minor Civil Division	COBLESKILL
Census Blockgroup	4
Census Block	4005
Census Tract	740200

Owner

Source: Schoharie County and Cobleskill Town records · APN 432601 56.14-3-13

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	102 GALE DR, COBLESKILL, NY 12043-5095
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Jun 08, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHOHARIE NY
Property Address	102 GALE DR, COBLESKILL, NY 12043-5095
Transaction Type	Mortgage
Record Updated	May 24, 2022
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001994/76
Date	May 02, 2022
Book Page	1994/76
Instrument	809904

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Schoharie County and Cobleskill Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Cobleskill Town
Municipality	Cobleskill Village
Unified School District	Cobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,399.00 (+6.6%)	$144,000 (-) Land $18,500 Building $125,500	$293,878 (+16.33%) Land $37,755 Building $256,123
2023		$144,000 Land $18,500 Building $125,500	$252,632 Land $32,456 Building $220,176
2020	$7,879.00

Flood & Wildfire

102 Gale Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Schoharie County (36095C), updated February 16, 2012

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 55th in New York
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.