Wakulla County property record for 102 Francis Ave, Panacea, FL 32346
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,114 sqft · built 1984 |
| Lot Size | 0.482 acres (20,996 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $87,900 (Aug 2020) |
| Tax Bill | $477 (2025) |
| Deeds & Mortgages | Aug 2020 Sale May 2020 Foreclosure |
| Flood Zone | Zone AE (high risk) |
| APN | 24-5S-02W-161-02974-A16 |
| Primary APN | 24-5S-02W-161-02974-A16 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,114 sqft Heated Area |
| Gross Area | 1,632 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 20,996 sqft (0.482 acres) |
| Lot Dimensions | 210 ft deep x 100 ft wide |
| Garage Type | Mixed |
| Garage Area | 480 sqft |
| Carport | Carport |
| Carport Area | 1,190 sqft |
| Driveway | Driveway |
| Driveway Area | 520 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 312 sqft |
| Patio Area | 192 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 48 sqft |
| Utility Building | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 102 FRANCIS AVE |
|---|---|
| City | PANACEA |
| State | FL |
| Zip | 32346-2091 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OTTER LAKE ROAD ESTATES BLOCK A LOT 16 OR 49 P 899 OR 58 P 569 OR 658 P 643 OR 709 P 438 OR 1152 P 482 OR 1166 P 56 |
| Legal Range | 02W |
| Legal Township | 05S |
| Legal Section | 24 |
| Legal Subdivision | OTTER LAKE ROAD ESTATES |
| Legal Block | A |
| Legal Lot Number | 16 |
| Jurisdiction | WAKULLA FL |
| Township / Civil Division | WEST WAKULLA |
| Census Block Group | 3 |
| Census Block | 3042 |
| Census Tract | 10102 |
102 Francis Ave is owned and occupied by two individuals who bought it in August 2020.
Source: Wakulla County records, as of January 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 102 FRANCIS AVE, PANACEA, FL 32346-2091 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 24, 2020 | Grant Deed, Transfer SERVICELINK |
| May 27, 2020 | Deed in Lieu of Foreclosure, Foreclosure OLD REPUBLIC TITLE, OLD REPUBLIC SVCNG SOLUTIONS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 24, 2020 · Amount on File |
| Deed Sale | Aug 24, 2020 · Amount on File |
| Prior Sale | May 27, 2020 · Amount on File |
| Deed Document Number | 382297 |
| Deed Book / Page | 1166 / 56 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WAKULLA FL |
| Recording Date | Aug 24, 2020 |
| Property Address | 102 FRANCIS AVE, PANACEA, FL 32346-2091 |
| Document Number | 0000382297 |
| Book / Page | 001166 / 000056 |
| Instrument Date | Aug 12, 2020 |
| Instrument | 382297 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2020 |
| Title Company | SERVICELINK |
| Amount | Amount on Record |
|---|---|
| Tax | $615.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 102 FRANCIS AVE PANACEA FL 323462091, PANACEA, FL 32346-2091 |
| Document Type | Deed in Lieu of Foreclosure |
|---|---|
| Jurisdiction | WAKULLA FL |
| Recording Date | May 27, 2020 |
| Property Address | 102 FRANCIS AVE, PANACEA, FL 32346-2091 |
| Document Number | 0000379342 |
| Book / Page | 001152 / 000482 |
| Instrument Date | Mar 11, 2020 |
| Instrument | 379342 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 4, 2020 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC SVCNG SOLUTIONS |
| Amount | Amount on Record |
|---|---|
| Tax | $664.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1100 VIRGINIA DR FORT WASHINGTON PA 190343276, FORT WASHINGTON, PA 19034-3276 |
The 2025 property tax bill for 102 Francis Ave was $477 with exemptions applied, up 5.5% from the year before.
Source: Wakulla County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Wakulla County |
| Unified School District | Wakulla County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $477.00 (+5.53%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $138,997 (+6.28%) | $139,610 (+6.75%) Land $10,000 Building $129,610 |
| 2024 | $452.00 (-57.76%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $130,780 (+43.41%) Land $10,000 Building $120,780 | $130,780 (+35.63%) Land $10,000 Building $120,780 |
| 2023 | $1,070.00 (+11.92%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $91,196 (+3%) | $96,424 (+4.15%) Land $10,000 Building $86,424 |
| 2022 | $956.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $88,540 | $92,582 Land $10,000 Building $82,582 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 102 Francis Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 18.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 132 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 156 units insured incl. 24 condo units |
| Nearby Flood Claims | 23 (1995–2024) |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 102 Francis Ave is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 81% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANACEA AREA WATER SYSTEM serves 3,020 people · EPA ID FL1650514 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 6 ppb (2024) action level 15 ppb |
| Water Quality | E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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