102 Forest Dr, Ona, WV 25545 Property Records

Cabell County property record for 102 Forest Dr, Ona, WV 25545

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,702 sqft · built 1979
Lot Size	0.181 acres (7,884 sqft)
Owner	2 Individual Names on Record
Last Sale	$219,900 (Apr 2026)
Tax Bill	$1,475 (2026)
Deeds & Mortgages	Mar 2005 Mortgage Feb 2005 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-9D-0009.0000`

Property Details

APN / Parcel Number

Primary APN	`01-9D-0009.0000`
Alternative APN	`06-01-9D-0009.0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,702 sqft Living Area
1st Floor Area	2,265 sqft
Basement Area	550 sqft
Finished Basement	550 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	7,884 sqft (0.181 acres)
Lot Dimensions	105 ft deep x 75 ft wide
Terrain	Below Road/Slope
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	102 FOREST DR
City	ONA
State	WV
Zip	25545-9750
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 9 SHERWOOD ESTS #1 102 FOREST DR ONA
Legal Subdivision	SHERWOOD ESTATES
Legal Lot Number	9
Jurisdiction	CABELL WV
Township / Civil Division	2
Census Block Group	2
Census Block	2004
Census Tract	10401

Owner

Source: Cabell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	102 FOREST DR, ONA, WV 25545-9750
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2005	Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Feb 15, 2005	Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Apr 9, 2026	Warranty Deed, Transfer · Conventional Mortgage OHIO VALLEY BANK
Apr 9, 2026	Warranty Deed, Transfer · Conventional Mortgage OHIO VALLEY BANK
Oct 14, 2021	Deed, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2026 · Amount on Record
Deed Sale	Apr 9, 2026 · Amount on Record
Deed Document Number	20266258232
Deed Book / Page	1547 / 582
Record Updated	Oct 29, 2026

March 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABELL WV
Property Address	102 FOREST DR, ONA, WV 25545-9750
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	TD1993/533
Date	Mar 7, 2005
Book Page	TD 1993/533
Instrument	210421

Lender

Name	NAVY FEDERAL CREDIT UNION
Type	Seller
Address	820 FOLLIN LN SE, VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2020

February 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABELL WV
Property Address	102 FOREST DR, ONA, WV 25545-9750
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 NANSEMOND POINTE DR, SUFFOLK, VA 23435-3700

Mortgage

Document Number	TD1990/104
Date	Feb 15, 2005
Book Page	TD 1990/104
Instrument	209089

Lender

Name	NAVY FEDERAL CREDIT UNION
Type	Credit Union
Address	820 FOLLIN LN SE, VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2020

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABELL WV
Recording Date	Apr 9, 2026
Property Address	102 FOREST DR, ONA, WV 25545-9750
Document Number	0006258232
Book / Page	1547 / 582
Instrument Date	Apr 6, 2026
Instrument	2026.6258232
Transaction Type	Transfer
Record Updated	May 4, 2026
Title Company	BEST TITLE AGENCY, BESTITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$122,154.45
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 FOREST DR, ONA, WV 25545-9750

Mortgage

Document Number	0006258232,
Date	Apr 9, 2026
Book Page	3032/293
Instrument	2026.6258232

Lender

Name	OHIO VALLEY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.98%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABELL WV
Recording Date	Apr 9, 2026
Property Address	102 FOREST DR, ONA, WV 25545-9750
Document Number	001547/582
Book / Page	1547 / 582
Instrument Date	Apr 6, 2026
Instrument	20266258232
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	BEST TITLE AGENCY, BESTITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$122,154.45
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 FOREST DR, ONA, WV 25545-9750

Mortgage

Document Number	0006258232,
Date	Apr 9, 2026
Book Page	3032/293
Instrument	20266258232

Lender

Name	OHIO VALLEY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.98%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CABELL WV
Recording Date	Oct 14, 2021
Property Address	102 FOREST DR, ONA, WV 25545-9750
Document Number	001452/255
Book / Page	1452 / 255
Map Reference	DB 992 PG 52
Instrument Date	Sep 14, 2021
Instrument	6111527
Transaction Type	Transfer
Record Updated	Nov 14, 2025

Transaction

Amount	Amount Recorded
Tax	$113.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 FOREST DR, ONA, WV 25545-9750

Mortgage

Document Number	0006111528
Date	Oct 14, 2021
Instrument	6111528

Lender

Name	PRIMELENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cabell County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Cabell County
Unified School District	Cabell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,475.00 (+34.95%)	$108,900 (+36.26%) Land $30,480 Building $78,420	$181,500 (+36.26%) Land $50,800 Building $130,700
2025	$1,093.00 (+9.74%)	$79,920 (+10.17%) Land $23,340 Building $56,580	$133,200 (+10.17%) Land $38,900 Building $94,300
2023	$996.00 (-46.39%)	$72,540 (+7.95%) Land $19,500 Building $53,040	$120,900 (+7.95%) Land $32,500 Building $88,400
2022	$1,858.00	$67,200 Land $19,500 Building $47,700	$112,000 Land $32,500 Building $79,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (2021–2025)
Most Recent Claim	Feb 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WVAWC - HUNTINGTON DIST private · serves 98,647 people · EPA ID WV3300608
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Alpha Technologies.

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