Onslow County property record for 102 Flat Rock Ln, Richlands, NC 28574
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,604 sqft · built 2010 |
| Lot Size | 0.578 acres (25,169 sqft) |
| Owner | Individual Name on File |
| Last Sale | $292,000 (Aug 2025) |
| Tax Bill | $1,064 (2026) |
| Deeds & Mortgages | Dec 2019 Sale & Mortgage Sep 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 46B-163 |
| Primary APN | 46B-163 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,604 sqft Living Area |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 25,169 sqft (0.578 acres) |
| Lot Dimensions | 208 ft deep x 121 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 490023221 |
|---|---|
| Street Address | 102 FLAT ROCK LN |
| City | RICHLANDS |
| State | NC |
| Zip | 28574-7412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | L67 S4C WALNUT HILLS CORNER LOT |
| Legal Subdivision | WALNUT HILLS SEC 4C |
| Legal Lot Number | 67 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | RICHLANDS |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 204 |
102 Flat Rock Ln is owned and occupied by an individual who bought it in August 2025.
Source: Onslow County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 102 FLAT ROCK LN, RICHLANDS, NC 28574-7412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 13, 2019 | Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS |
| Sep 16, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 15, 2025 · Amount on File |
| Deed Sale | Aug 15, 2025 · Amount on File |
| Prior Sale | Dec 13, 2019 · Amount on File |
| Deed Book / Page | 6417 / 553 |
| Prior Transfer Date | Aug 20, 2019 |
| Prior Transfer Doc | 0050210136 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Dec 13, 2019 |
| Property Address | 102 FLAT ROCK LN, RICHLANDS, NC 28574-7412 |
| Document Number | 0050730279 |
| Book / Page | 005073 / 000279 |
| Instrument Date | Nov 20, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 102 FLAT ROCK LN RICHLANDS NC 285747412, RICHLANDS, NC 28574-7412 |
| Document Number | 50730282 |
|---|---|
| Date | Dec 13, 2019 |
| Book Page | 005073/000282 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 12, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Sep 16, 2019 |
| Property Address | 102 FLAT ROCK LN, RICHLANDS, NC 28574-7412 |
| Document Number | 0050210136 |
| Book / Page | 005021 / 000136 |
| Instrument Date | Aug 20, 2019 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 102 FLAT ROCK LN RICHLANDS NC 285747412, RICHLANDS, NC 28574-7412 |
The 2026 property tax bill for 102 Flat Rock Ln was $1,064.
Source: Onslow County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,064.00 | $271,738 Land $58,500 Building $213,238 | $271,738 Land $58,500 Building $213,238 |
| 2023 | $678.00 | $207,144 Land $35,000 Building $172,144 | $207,144 Land $35,000 Building $172,144 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 102 Flat Rock Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 102 Flat Rock Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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