Worcester County and Worcester City property record for 102 Elm St, Worcester, MA 01609
| Property Type | Triplex |
|---|---|
| Details | 7 bd · 3 ba · 4,097 sqft · built 1890 |
| Lot Size | 0.082 acres (3,573 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $162,000 (Jul 2016) |
| Tax Bill | $7,390 (2025) |
| Deeds & Mortgages | Mar 2017 Mortgage May 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 6-004-00009 |
| Primary APN | 6-004-00009 |
|---|---|
| Alternative APN |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 17 Rooms |
| Units | 3 Units |
| Stories | 3 Stories |
| Building Area | 4,097 sqft Living Area |
| Gross Area | 6,673 sqft |
| 1st Floor Area | 1,675 sqft |
| Basement Area | 1,547 sqft |
| Unfinished Basement | 1,547 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 3,573 sqft (0.082 acres) |
| Garage Type | Basement |
| Deck Area | Deck Area |
| Heating System | Steam |
|---|
| Account Number | 6-004-00009 |
|---|---|
| Street Address | 102 ELM ST |
| City | WORCESTER |
| State | MA |
| Zip | 01609-2476 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Legal Block | 4 |
| Legal Lot Number | 9 |
| Jurisdiction | WORCESTER MA |
| Township / Civil Division | WORCESTER |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 731500 |
Source: Worcester County and Worcester City records · APN 6-004-00009
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | PO BOX 35454, CHARLOTTE, NC 28235-5454 |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Mar 22, 2017 | Deed of Trust, Mortgage HOMETOWN BANK NA |
| May 01, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLES UNITED BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 13, 2016 · Amount on Record |
| Deed Sale | Jul 13, 2016 · Amount on Record |
| Deed Book / Page | 55631 / 166 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 102 ELM ST, WORCESTER, MA 01609-2476 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 56878-148 |
|---|---|
| Date | Mar 22, 2017 |
| Book Page | 56878/148 |
| Instrument | 28710 |
| Name | HOMETOWN BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 102 ELM ST, WORCESTER, MA 01609-2476 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 62314-241 |
|---|---|
| Date | May 01, 2020 |
| Book Page | 62314/241 |
| Instrument | 44043 |
| Name | PEOPLES UNITED BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Worcester County and Worcester City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Worcester City |
| Unified School District | Worcester School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,390.00 (+14.63%) | $560,300 (+24.62%) Land $50,500 Building $509,800 |
| 2023 | $6,447.00 | $449,600 Land $40,600 Building $409,000 |
Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277315002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2021 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 528 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
May also be available: AT&T, T-Mobile USA.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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