102 Elm St, Madison, MS 39110 Property Records

Madison County property record for 102 Elm St, Madison, MS 39110

Property Summary

Property Type	Single Family Home
Details	3,038 sqft · built 2006
Owner	Individual Name on File
Tax Bill	$2,615 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`081F-13-270`

Property Details

APN / Parcel Number

Primary APN	`081F-13-270`
Alternative APNs	`081F132700000` `45312`

Interior

Stories	1 Story
Building Area	3,038 sqft Adjusted Area
1st Floor Area	2,648 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	45312
Old Parcel Number	081F132700000
Street Address	102 ELM ST
City	MADISON
State	MS
Zip	39110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-1
Legal Description	B-070 ASHBROOKE PHASE B PART 2
Legal Range	01E
Legal Township	08N
Legal Section	13
Legal Subdivision	ASHBROOKE PH B PT 2
Legal Phase	B
Legal Lot Number	B
Jurisdiction	MADISON MS
Township / Civil Division	2
Census Block Group	2
Census Block	2016
Census Tract	30110

Owner

102 Elm St is owned and occupied by an individual who acquired it in June 2020.

Source: Madison County records, as of December 1, 2025

Owner of Record	Individual Name on File
Mailing Address	102 ELM CT, MADISON, MS 39110-4745
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2020
Deed Sale	Jun 30, 2020
Prior Sale	Dec 26, 2012
Deed Document Number	0003874743
Deed Book / Page	3874 / 743
Record Updated	Jun 8, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON MS
Recording Date	Jun 30, 2020
Property Address	102 ELM ST, MADISON, MS 39110
Document Number	0000894958
Book / Page	003874 / 000743
Instrument Date	Jun 18, 2020
Instrument	894958
Transaction Type	Transfer
Record Updated	Aug 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 ELM CT MADISON MS 391104745, MADISON, MS 39110-4745

Mortgage

Document Number	894959
Date	Jun 30, 2020
Book Page	003874/000745
Instrument	894959

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 29, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 102 Elm St was $2,615 with a homeowner's exemption.

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,615.00 Homeowner's exemption	$28,397	$283,970 Land $45,000 Building $238,970
2024	$2,615.00
2023	$2,615.00 Homeowner's exemption	$28,397	$283,970 Land $45,000 Building $238,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 102 Elm St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2003 · Severe Storms, Tornadoes, Floods

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEAR CREEK W/A-WEST public/private · serves 26,677 people · EPA ID MS0450021
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
NETSPEEDMS Fixed Wireless	499 / 285
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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