102 Elm Dr, Smithfield, NC 27577 Property Records

Johnston County property record for 102 Elm Dr, Smithfield, NC 27577

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,214 sqft · built 1965
Lot Size	0.88 acres (38,333 sqft)
Owner	Individual Name on Record
Last Sale	$155,500 (May 2020)
Tax Bill	$1,879 (2026)
Deeds & Mortgages	May 2020 Sale & Mortgage Mar 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2000228389`

Property Details

APN / Parcel Number

Primary APN	`2000228389`
Alternative APN	`15094040`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,214 sqft Living Area
Gross Area	1,728 sqft
1st Floor Area	1,214 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1980
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	38,333 sqft (0.88 acres)
Lot Dimensions	170 ft deep x 90 ft wide
Garage Type	Carport
Garage Area	338 sqft
Carport	Carport
Carport Area	338 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	72 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000228389
Street Address	102 ELM DR
City	SMITHFIELD
State	NC
Zip	27577-3059
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	LOTS 70-71 & PT OF 72 WESTVIEW 14/121
Legal Subdivision	WESTVIEW SUBDIVISION ADDITION 1
Legal Lot Number	70-71
Jurisdiction	JOHNSTON NC
Township / Civil Division	SMITHFIELD
Census Block Group	1
Census Block	1006
Census Tract	40905

Owner

Source: Johnston County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	102 ELM DR, SMITHFIELD, NC 27577-3059
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2020	Warranty Deed, Transfer · Conventional Mortgage GOPRIME MORTGAGE INC
Mar 13, 2017	Deed of Trust, Mortgage · FHA Mortgage FIRSTBANK
Mar 13, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2020 · Amount on Record
Deed Sale	May 11, 2020 · Amount on Record
Deed Document Number	2020658669
Deed Book / Page	5589 / 216
Prior Transfer Date	Dec 28, 2009
Prior Transfer Doc	0000274491
Record Updated	Oct 29, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	May 11, 2020
Property Address	102 ELM DR, SMITHFIELD, NC 27577-3059
Document Number	0000658669
Book / Page	5589 / 216
Map Reference	MB 14 PG 121
Instrument Date	Apr 20, 2020
Instrument	2020658669
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$311.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8610 N HILL DR, 8610, HENRICO, VA 23228-3232

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 ELM DR, SMITHFIELD, NC 27577-3059

Mortgage

Document Number	0000658670
Date	May 11, 2020
Instrument	2020658670

Lender

Name	GOPRIME MORTGAGE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Mortgage

Document Number	0000658671
Date	May 11, 2020
Book Page	5589/230
Instrument	2020658671

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGENCY
Type	Government Agency
Address	RALEIGH, NC 27611

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	102 ELM DR, SMITHFIELD, NC 27577-3059
Document Number	0000523043
Instrument Date	Mar 13, 2017
Transaction Type	Mortgage
Record Updated	Mar 13, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 ELM DR SMITHFIELD NC 275773059, SMITHFIELD, NC 27577-3059

Mortgage

Document Number	0000523043
Date	Mar 16, 2017
Book Page	004925/000219
Instrument	523043

Lender

Name	FIRSTBANK
Type	Bank
Address	BIRMINGHAM, AL 35243

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	804 Months
Due	Mar 15, 2084

Interest

Rate Type	Adjustable Rate
Rate	4.43%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	102 ELM DR, SMITHFIELD, NC 27577-3059
Document Number	0000523044
Instrument Date	Mar 13, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 ELM DR SMITHFIELD NC 275773059, SMITHFIELD, NC 27577-3059

Mortgage

Document Number	0000523044
Date	Mar 16, 2017
Book Page	004925/000235
Instrument	523044

Lender

Name	HUD-HOUSING/URBAN DEV

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	804 Months
Due	Mar 15, 2084

Interest

Rate Type	Adjustable Rate
Rate	4.43%

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Municipality	Smithfield Town
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,879.00 (+56.98%)	$195,820 (+106.13%) Land $66,000 Building $129,820	$195,820 (+106.13%) Land $66,000 Building $129,820
2023	$1,197.00	$95,000 Land $30,000 Building $65,000	$95,000 Land $30,000 Building $65,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2016–2019)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SMITHFIELD serves 12,900 people · EPA ID NC0351010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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