102 Elm Dr, Red Oak, TX 75154 Property Records

Ellis County property record for 102 Elm Dr, Red Oak, TX 75154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,714 sqft · built 1972
Lot Size	4.28 acres (186,437 sqft)
Owner	2 Individual Names on File
Last Sale	$189,000 (Jan 2016)
Tax Bill	$5,070 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R167281`

Property Details

APN / Parcel Number

Primary APN	`R167281`
Alternative APNs	`60463000301500111` `167281`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,714 sqft Living Area
Gross Area	2,368 sqft
1st Floor Area	1,714 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	186,437 sqft
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	32 sqft
Storage Building	304 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	102 ELM DR
City	RED OAK
State	TX
Zip	75154-3804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 BLK 3 HAMPTON ACRES #1-REV 4.28 AC
Legal Subdivision	HAMPTON ACRES #1-REV
Legal Block	3
Legal Lot Number	15
Jurisdiction	ELLIS TX
Township / Civil Division	WAXAHACHIE
Census Block Group	1
Census Block	1020
Census Tract	60215

Owner

102 Elm Dr is owned and occupied by two individuals who bought it in January 2016.

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	102 ELM DR, RED OAK, TX 75154-3804
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2023	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Aug 28, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Feb 19, 2019	Loan Modification, Mortgage MIDFIRST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2016 · Amount on File
Deed Sale	Jan 19, 2016 · Amount on File
Prior Sale	Feb 10, 2014 · Amount on File
Deed Document Number	20161614
Prior Transfer Date	Oct 7, 2014
Prior Transfer Doc	0027991233
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	102 ELM DR, RED OAK, TX 75154-3804
Transaction Type	Mortgage
Record Updated	Nov 4, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 ELM DR, RED OAK, TX 75154-3804

Mortgage

Document Number	0002325047
Date	Aug 23, 2023
Instrument	2325047

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	480 Months
Due	Aug 1, 2063

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	102 ELM DR, RED OAK, TX 75154-3804
Document Number	0000034501
Instrument Date	Aug 28, 2020
Transaction Type	Mortgage
Record Updated	Oct 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 ELM DR RED OAK TX 751543804, RED OAK, TX 75154-3804

Mortgage

Document Number	0000034501
Date	Sep 24, 2020
Instrument	34501

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 23, 2050

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ELLIS TX
Property Address	102 ELM DR, RED OAK, TX 75154-3804
Document Number	0000008390
Instrument Date	Feb 19, 2019
Transaction Type	Mortgage
Record Updated	Apr 18, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 ELM DR RED OAK TX 751543804, RED OAK, TX 75154-3804

Mortgage

Document Number	0000008390
Date	Mar 28, 2019
Instrument	8390

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 27, 2049

Interest

Rate Type	Fixed Rate
Rate	5.25%

Tax Assessment & Valuation

The 2025 property tax bill for 102 Elm Dr was $5,070 with a homeowner's exemption, up 1.4% from the year before.

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Oak Leaf City
Unified School District	Red Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$392,736 (+3.8%) Land $210,000 Building $182,736	$392,736 (-5.31%) Land $210,000 Building $182,736
2025	$5,070.00 (+1.4%) Homeowner's exemption	$378,341	$414,756 Land $210,000 Building $204,756
2024	$5,000.00 (+12.51%)
2023	$4,444.00 Homeowner's exemption	$420,919 Land $210,000 Building $210,919	$420,919 Land $210,000 Building $210,919
2018	$4,433.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 102 Elm Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	4 (2018–2022)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 Elm Dr is moderate, ranking above 53% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 70% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GLENN HEIGHTS serves 18,718 people · EPA ID TX0570085
Water Source	Purchased surface water from DALLAS WATER UTILITY
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Element8, Nextlink.

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