102 Edgewater Dr, Winter Haven, FL 33881 Property Records

Polk County property record for 102 Edgewater Dr, Winter Haven, FL 33881

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,025 sqft · built 1960
Lot Size	0.167 acres (7,279 sqft)
Owner	Company Name on File
Last Sale	$65,500 (Apr 2018)
Tax Bill	$2,059 (2025)
Deeds & Mortgages	Mar 2022 Transfer Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-28-08-528700-000790`

Property Details

APN / Parcel Number

Primary APN	`26-28-08-528700-000790`
Alternative APNs	`082826528700000790` `82826000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,025 sqft Living Area
1st Floor Area	1,025 sqft
Flooring	Carpet
Interior Walls	Wood

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Other
Lot Area	7,279 sqft (0.167 acres)
Lot Dimensions	104 ft deep x 70 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	264 sqft
Carport	Carport
Carport Area	264 sqft
Porch	Enclosed/Unfinished Porch
Porch Area	64 sqft
Utility Building	84 sqft

Location & Zoning

Street Address	102 EDGEWATER DR
City	WINTER HAVEN
State	FL
Zip	33881-9611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CAREFREE COVE PB 43 PG 19 LOT 79
Legal Range	26E
Legal Township	28S
Legal Section	08
Legal Subdivision	CAREFREE COVE
Legal Tract	528700
Legal Block	1
Legal Lot Number	79
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1032
Census Tract	13601

Owner

102 Edgewater Dr is owned by a company that acquired it in February 2022.

Source: Polk County records, as of September 28, 2026

Owner of Record	Company Name on File
Mailing Address	112 CHRISTIAN ST, E, PHILADELPHIA, PA 19147-4276
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2022	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION
Apr 4, 2018	Warranty Deed, Transfer · Conventional Mortgage PATRIOT LNDG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2018 · Amount on File
Deed Sale	Apr 4, 2018 · Amount on File
Prior Sale	Mar 10, 2009
Deed Document Number	201871452
Deed Book / Page	10443 / 1158
Last Transfer Date	Feb 28, 2022
Transfer Doc	0000062915
Record Updated	Oct 29, 2026

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Mar 9, 2022
Property Address	102 EDGEWATER DR, WINTER HAVEN, FL 33881-9611
Document Number	0000062915
Book / Page	12151 / 2165
Map Reference	MB 43 PG 19
Instrument Date	Feb 28, 2022
Instrument	2022062915
Transaction Type	Transfer
Record Updated	Mar 21, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	112 CHRISTIAN ST, 112, PHILADELPHIA, PA 19147-4276

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 CHRISTIAN ST APT E, E, PHILADELPHIA, PA 19147-4276

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 4, 2018
Property Address	102 EDGEWATER DR, WINTER HAVEN, FL 33881-9611
Document Number	0104431158
Book / Page	010443 / 001158
Instrument Date	Mar 29, 2018
Instrument	71452
Transaction Type	Transfer
Record Updated	May 3, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$458.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 CHRISTIAN ST #E

Mortgage

Document Number	104431160
Date	Apr 4, 2018
Book Page	010443/001160
Instrument	71453

Lender

Name	PATRIOT LNDG SVCS
Address	CARNEGIE, PA 15106

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 3, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 102 Edgewater Dr was $2,059.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$152,586 (-1.81%) Land $18,500 Building $134,086	$152,586 (-1.81%) Land $18,500 Building $134,086
2025	$2,059.00	$155,406 Land $18,500 Building $136,906	$155,406 Land $18,500 Building $136,906
2023	$2,529.00 (+44.43%)	$152,386 (+19.3%) Land $18,000 Building $134,386	$152,386 (+19.3%) Land $18,000 Building $134,386
2022	$1,751.00	$127,734 Land $15,000 Building $112,734	$127,734 Land $15,000 Building $112,734

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 102 Edgewater Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 Edgewater Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Edgewater Dr

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