102 E Walnut St, Red Oak, IA 51566 Property Records

Montgomery County property record for 102 E Walnut St, Red Oak, IA 51566 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,132 sqft · built 1920
Lot Size	0.129 acres (5,625 sqft)
Owner	Individual Name on File
Last Sale	$49,750 (Apr 2008)
Tax Bill	$914 (2024)
Deeds & Mortgages	Nov 2005 Mortgage May 2006 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`600621356002000`

Property Details

APN / Parcel Number

Primary APN	`600621356002000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,132 sqft Living Area
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Exterior Material	Asbestos
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,625 sqft (0.129 acres)
Lot Dimensions	125 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	148 sqft
Deck Area	84 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	102 E WALNUT ST
City	RED OAK
State	IA
Zip	51566-1054
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PACT PARK ADD LT 5 BLK 6
Legal Block	6
Legal Lot Number	5
Jurisdiction	MONTGOMERY IA
Township / Civil Division	RED OAK
Census Block Group	2
Census Block	2033
Census Tract	960300

Owner

Source: Montgomery County records · APN 600621356002000

Assessment roll updated May 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 181, RED OAK, IA 51566-0181
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 04, 2005	Deed of Trust, Mortgage CITIFINANCIAL INC
May 15, 2006	Deed of Trust, Mortgage CITIFINANCIAL INC
Apr 04, 2008	Warranty Deed, Transfer · USDA Mortgage USDA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 04, 2008 · Amount on Record
Deed Sale	Apr 04, 2008 · Amount on Record
Deed Document Number	0312 0281
Deed Book / Page	0312 / 0281
Record Updated	Jun 08, 2026

November 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY IA
Property Address	102 E WALNUT ST, RED OAK, IA 51566-1054
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00290/0057
Date	Nov 04, 2005
Book Page	0290/0057
Instrument	2005 0940

Lender

Name	CITIFINANCIAL INC
Type	Subprime Lender
Address	COUNCIL BLUFFS, IA 51503

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Dec 08, 2020

May 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY IA
Property Address	102 E WALNUT ST, RED OAK, IA 51566-1054
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00295/0810
Date	May 15, 2006
Book Page	0295/0810
Instrument	0295 0810

Lender

Name	CITIFINANCIAL INC
Type	Subprime Lender
Address	COUNCIL BLUFFS, IA 51503

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 16, 2036

April 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY IA
Recording Date	Apr 04, 2008
Property Address	102 E WALNUT ST, RED OAK, IA 51566-1054
Document Number	00312/0281
Book / Page	0312 / 0281
Instrument Date	Mar 31, 2008
Instrument	0312 0281
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$78.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 E WALNUT ST, RED OAK, IA 51566-1054

Mortgage

Document Number	0003120282
Date	Apr 04, 2008
Instrument	0312 0282

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	396 Months
Due	Apr 04, 2041

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated May 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Montgomery County
Municipality	Red Oak City
Unified School District	Red Oak Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$58,310 (+18.52%) Land $6,820 Building $51,490	$58,310 (+18.52%) Land $6,820 Building $51,490
2024	$914.00 (+40.62%)
2023		$49,200 Land $4,550 Building $44,650	$49,200 Land $4,550 Building $44,650
2022	$650.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (19137C), updated May 1, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 191379603002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Reduced by levee depends on levee performance
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 18 individual NFIP policies nearby
Nearby Flood Policies	18 in force
Nearby Flood Claims	7 (1987–2024)
Most Recent Claim	May 2024, rainfall accumulation, Severe Storms, Tornadoes, And Flooding
Claims By Storm	Severe Storms, Tornadoes, And Flooding, May 2024 · 2 claims Severe Storms, Tornadoes And Flooding, Jun 1998 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 365 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Mediacom Communications	Cable	1,000 / 50
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Farmers Mutual Telephone Company of Stanton, Iowa, Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on E Walnut St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures