Ross County property record for 102 E Valley Dr, Chillicothe, OH 45601
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,519 sqft · built 1957 |
| Lot Size | 0.299 acres (13,020 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,336 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Sep 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 37-09-23-233.000 |
| Primary APN | 37-09-23-233.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,519 sqft Living Area |
| 1st Floor Area | 1,519 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Metal |
| Lot Area | 13,020 sqft (0.299 acres) |
| Lot Dimensions | 140 ft deep x 93 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 092323 |
|---|---|
| Street Address | 102 E VALLEY DR |
| City | CHILLICOTHE |
| State | OH |
| Zip | 45601-3940 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 102 E VALLEY DR RES VAL 15 9-23-233 0187/0529 |
| Legal Subdivision | CLARENCE VALENTINE SUBDIVISION |
| Jurisdiction | ROSS OH |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 955802 |
Source: Ross County records, as of July 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 102 E VALLEY DR, CHILLICOTHE, OH 45601-3940 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 13, 2026 | Deed of Trust, Mortgage · FHA Mortgage KIND LENDING LLC |
| Sep 12, 2019 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROSS OH |
| Property Address | 102 E VALLEY DR, CHILLICOTHE, OH 45601-3940 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 102 E VALLEY DR, CHILLICOTHE, OH 45601-3940 |
| Document Number | 0005884982 |
|---|---|
| Date | Jan 13, 2026 |
| Book Page | 588/4982 |
| Instrument | 202600000296 |
| Name | KIND LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1920 MAIN ST STE 1200, IRVINE, CA 92614 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROSS OH |
| Property Address | 102 E VALLEY DR, CHILLICOTHE, OH 45601-3940 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0005352056 |
|---|---|
| Date | Sep 12, 2019 |
| Book Page | 0535/2056 |
| Instrument | 201900006419 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN FRANCISCO, CA 94108 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Sep 12, 2024 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Ross County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ross County |
| County Subdivision | Union Township |
| Unified School District | Union-Scioto Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,336.00 (+44.12%) | $53,270 (+45.15%) Land $7,780 Building $45,490 | $152,190 (+45.15%) Land $22,220 Building $129,970 |
| 2024 | $927.00 (-4.14%) Homeowner's exemption Senior Citizen's exemption | $36,700 (-) Land $5,980 Building $30,720 | $104,850 (-) Land $17,080 Building $87,770 |
| 2023 | $967.00 (-1.83%) Homeowner's exemption Senior Citizen's exemption | $36,700 (-) Land $5,980 Building $30,720 | |
| 2022 | $985.00 Homeowner's exemption Senior Citizen's exemption | $36,700 Land $5,980 Building $30,720 | $104,850 Land $17,080 Building $87,770 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROSS COUNTY WATER CO INC private · serves 35,345 people · EPA ID OH7101412 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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