102 E St NW, Miami, OK 74354 Property Records

Ottawa County property record for 102 E St NW, Miami, OK 74354

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,212 sqft · built 1920
Lot Size	0.206 acres (9,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$53,000 (May 2019)
Tax Bill	$743 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jul 2022 Foreclosure + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13351`

Property Details

APN / Parcel Number

Primary APN	`13351`
Alternative APN	`3520-00-050-009-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,212 sqft Living Area
1st Floor Area	2,212 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2005
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,000 sqft (0.206 acres)
Lot Dimensions	120 ft deep x 75 ft wide
Garage Type	Attached
Porch	Slab
Porch Area	282 sqft
Greenhouse	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	13351
Street Address	102 E ST NW
City	MIAMI
State	OK
Zip	74354-6121
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S2 LT 9 & ALL LT 10, BLK 50 ORIGINAL PLAT I
Legal Range	22E
Legal Township	28N
Legal Section	25
Legal Subdivision	MIAMI O.P. I
Legal Block	50
Legal Lot Number	9,10
Jurisdiction	OTTAWA OK
Township / Civil Division	MIAMI
Census Block Group	1
Census Block	1034
Census Tract	574500

Owner

Source: Ottawa County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	102 E ST NW, MIAMI, OK 74354-6121
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jul 6, 2022	Sheriff's Deed, Foreclosure Foreclosure Auction
May 6, 2019	Joint Tenancy Deed, Transfer · Conventional Mortgage FIRSTTRUST HOME LOANS INC
Feb 17, 2017	Warranty Deed, Transfer · Line of Credit THE FIRST NATIONAL BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2019 · Amount on Record
Deed Sale	May 6, 2019 · Amount on Record
Prior Sale	Feb 17, 2017 · Amount on Record
Deed Document Number	20191817
Deed Book / Page	1089 / 716
Last Transfer Date	Sep 7, 2023
Transfer Doc	0000004042
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA OK
Property Address	102 E ST NW, MIAMI, OK 74354-6121
Transaction Type	Mortgage
Record Updated	Aug 26, 2022
Title Company	ORANGE COAST LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001144/174
Date	Sep 17, 2021
Book Page	1144/174
Instrument	2021-004745

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

July 2022: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	OTTAWA OK
Recording Date	Jul 6, 2022
Property Address	102 E ST NW, MIAMI, OK 74354-6121
Document Number	0001165/25
Book / Page	1165 / 25
Instrument Date	Jul 1, 2022
Instrument	I-2022-003511
Transaction Type	Foreclosure
Record Updated	Aug 26, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Judgment Amount
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 E ST NW, MIAMI, OK 74354-6121

May 2019: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	OTTAWA OK
Recording Date	May 6, 2019
Property Address	102 E ST NW, MIAMI, OK 74354-6121
Document Number	001089/716
Book / Page	1089 / 716
Instrument Date	May 3, 2019
Instrument	2019-001817
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	OTTAWA COUNTY ABSTRACT AND TITLE COMPANY, OTTAWA CNTY ABSTRACT & TTL C

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$79.50
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	102 E ST NW, MIAMI, OK 74354-6121

Mortgage

Document Number	2019001818
Date	May 6, 2019
Instrument	2019-001818

Lender

Name	FIRSTTRUST HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OK
Recording Date	Feb 17, 2017
Property Address	102 E ST NW, MIAMI, OK 74354-6121
Document Number	001044/372
Book / Page	1044 / 372
Instrument Date	Feb 17, 2017
Instrument	2017-000660
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	NOT AVAILABLE, OTTAWA COUNTY ABSTRACT & TIT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	509 E MATE BLVD, MIAMI, OK 74354-7318

Mortgage

Document Number	2017000661
Date	Feb 17, 2017
Instrument	2017-000661

Lender

Name	THE FIRST NATIONAL BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Ottawa County
Municipality	Miami City
Unified School District	Miami Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$8,096 (+4.99%) Land $524 Building $7,572	$71,023 (-6.32%) Land $4,600 Building $66,423
2025	$743.00 (-1.2%)	$7,711 (+5.01%) Land $524 Building $7,187	$75,812 (-12.89%) Land $4,600 Building $71,212
2024	$752.00 (+13.25%)	$7,343 (+4.99%) Land $524 Building $6,819	$87,030 (-11.34%) Land $4,600 Building $82,430
2023	$664.00 (+7.79%)	$6,994 (+5%) Land $559 Building $6,435	$98,162 (-) Land $5,000 Building $93,162
2022	$616.00	$6,661 Land $558 Building $6,103	$98,162 Land $5,000 Building $93,162

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	15 (1986–2026)
Claims Outside the SFHA	1 of 15
Most Recent Claim	May 2026 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Apr 1994 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIAMI serves 13,704 people · EPA ID OK2005813
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
The Junction Internet Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile, Verizon, Wisper ISP.

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