102 E Packard St, Decatur, IL 62521 Property Records

Macon County property record for 102 E Packard St, Decatur, IL 62521

Property Summary

Property TypeAuto Repair, Garage
Lot Size0.131 acres (5,700 sqft)
Owner2 Individual Names on File
Last Sale$20,000 (Dec 2000)
Tax Bill$868 (2025)
Deeds & MortgagesMay 2017 Mortgage
Oct 2017 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN04-12-10-431-003

Property Details

APN / Parcel Number

Primary APN04-12-10-431-003
Alternative APN
  • 12-10-431-003

Exterior

Lot Area5,700 sqft (0.131 acres)
Lot Dimensions75 ft deep x 76 ft wide

Location & Zoning

Account Number041210431003
Street Address1104 N MAIN ST
CityDECATUR
StateIL
Zip62521-1032
Property CategoryCommercial
Property TypeCommercial > Retail > Auto Repair, Garage
Local Zoning CodeMUNICIPAL
Legal DescriptionNORTH ADD W75 LOT 6 BLK 6 TIF 00BK3019/797 76X75
Legal Range02E
Legal Township16N
Legal Section10
Legal SubdivisionNORTH ADD
Legal Block6
Legal Lot Number6
JurisdictionMACON IL
Township / Civil DivisionDECATUR
Census Block Group1
Census Block1004
Census Tract3100

Owner

Source: Macon County assessment roll, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address102 E PACKARD ST, DECATUR, IL 62521
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 22, 2017Deed of Trust, Mortgage · Commercial Mortgage
IPAVA STATE BANK
Oct 18, 2017Deed of Trust, Mortgage · Conventional Mortgage
IPAVA STATE BANK
Mar 29, 2023Warranty Deed, Transfer · Line of Credit
FIRST MID ILLINOIS BK & TR NA
May 22, 2017Deed of Trust, Mortgage · Commercial Mortgage
IPAVA STATE BANK
Oct 18, 2017Deed of Trust, Mortgage · Conventional Mortgage
IPAVA STATE BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 1, 2000 · Amount on Record
Deed SaleDec 1, 2000 · Amount on Record
Record UpdatedSep 20, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACON IL
Property Address1104 N MAIN ST, DECATUR, IL 62521-1032
Transaction TypeMortgage
Record UpdatedJun 5, 2026
Title CompanyMACON COUNTY TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004562/751
DateMay 22, 2017
Book Page4562/751
Instrument1919063
Lender
NameIPAVA STATE BANK
AddressCANTON, IL 61520
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term85 Months
DueJun 1, 2024

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACON IL
Property Address1104 N MAIN ST, DECATUR, IL 62521-1032
Transaction TypeMortgage
Record UpdatedJun 5, 2026
Title CompanyMACON COUNTY TITLE LLC, MACON COUNTY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001925739
DateOct 18, 2017
Instrument1925739
Lender
NameIPAVA STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term96 Months
DueOct 1, 2025
Interest
Rate TypeFixed Rate

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACON IL
Recording DateMar 29, 2023
Property Address1104 N MAIN ST, DECATUR, IL 62521-1032
Document Number004945/226
Book / Page4945 / 226
Map ReferenceBK 2 PG 125
Instrument DateMar 27, 2023
Instrument2009319
Transaction TypeTransfer
Record UpdatedJun 5, 2026
Title CompanyCENTRAL ILLINOIS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$90.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address102 E PACKARD ST, DECATUR, IL 62521

Mortgage

Document Number0002009320
DateMar 29, 2023
Instrument2009320
Lender
NameFIRST MID ILLINOIS BK & TR NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueMar 27, 2028

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACON IL
Property Address102 E PACKARD ST, DECATUR, IL 62521
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyMACON COUNTY TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4562/751
DateMay 22, 2017
Book Page4562/751
Instrument1919063
Lender
NameIPAVA STATE BANK
AddressCANTON, IL 61520
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term85 Months
DueJun 1, 2024

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACON IL
Property Address102 E PACKARD ST, DECATUR, IL 62521
Transaction TypeMortgage
Record UpdatedJan 25, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 1925739
DateOct 18, 2017
Instrument1925739
Lender
NameIPAVA STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term96 Months
DueOct 1, 2025
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMacon County
County SubdivisionDecatur Township
MunicipalityDecatur City
Unified School DistrictDecatur School District 61 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$868.00$9,301 Land $6,999 Building $2,302$27,906 Land $20,999 Building $6,907

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDECATUR
serves 76,122 people · EPA ID IL1150150
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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