102 E Oxford Close, Cortland, IL 60112 Property Records

DeKalb County property record for 102 E Oxford Close, Cortland, IL 60112

Property Summary

Property TypeSingle Family Home
Details1 bd · 2 ba · 754 sqft · built 2007
Lot Size0.09 acres (3,920 sqft)
Owner2 Individual Names on File
Last Sale$149,000 (Dec 2018)
Tax Bill$5,440 (2024)
Deeds & MortgagesDec 2019 Mortgage
Dec 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN09-29-255-008

Property Details

APN / Parcel Number

Primary APN09-29-255-008

Interior

Bedrooms1 Bed
Full Baths2 Baths
Total Rooms1 Room
Building Area754 sqft Building Perimeter
1st Floor Area754 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Construction TypeFrame
Foundation TypeRetaining Wall
Lot Area3,920 sqft (0.09 acres)
Lot Dimensions95 ft deep x 39.6 ft wide
Garage TypeAttached
Garage Area400 sqft
PorchSlab

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Account Number0929255008
Street Address102 E OXFORD CLOSE
CityCORTLAND
StateIL
Zip60112-4216
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 72 - ROBINSON FARM PUD - UNIT II
Legal SubdivisionROBINSON FARM PUD
Legal Lot Number72
Legal Unit2
JurisdictionDE KALB IL
Township / Civil DivisionCORTLAND
Census Block Group4
Census Block4083
Census Tract1600

Owner

102 E Oxford Close is owned and occupied by two individuals who bought it in December 2018.

Source: DeKalb County records, as of April 28, 2026

Owner of Record2 Individual Names on File
Mailing Address102 E OXFORD CLOSE, CORTLAND, IL 60112-4216
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 18, 2019Deed of Trust, Mortgage
CHERRY CREEK MTG
Dec 11, 2018Warranty Deed, Transfer
ILLINOIS HSNG DEV AUTHORITY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 11, 2018 · Amount on File
Deed SaleDec 11, 2018 · Amount on File
Prior SaleNov 15, 2013 · Amount on File
Deed Document Number201811247
Record UpdatedOct 29, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB IL
Property Address102 E OXFORD CLOSE, CORTLAND, IL 60112-4216
Document Number0000011926
Instrument DateDec 18, 2019
Transaction TypeMortgage
Record UpdatedJan 17, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address102 E OXFORD CLOSE CORTLAND IL 601124216, CORTLAND, IL 60112-4216

Mortgage

Document Number0000011926
DateDec 26, 2019
Instrument11926
Lender
NameCHERRY CREEK MTG
TypeMortgage Company
AddressGREENWOOD VILLAGE, CO 80111
Agreement
AmountAmount on Record
Term360 Months
DueDec 25, 2049
Interest
Rate4.25%

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDE KALB IL
Recording DateDec 11, 2018
Property Address102 E OXFORD CLOSE, CORTLAND, IL 60112-4216
Document Number0000011247
Instrument DateNov 19, 2018
Instrument11247
Transaction TypeTransfer
Record UpdatedJan 2, 2019
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address522 CHARTER ST DEKALB IL 601154728, DEKALB, IL 60115-4728

Mortgage

Document Number11249
DateDec 11, 2018
Instrument11249
Lender
NameILLINOIS HSNG DEV AUTHORITY
AddressCHICAGO, IL 60601
Agreement
AmountAmount on Record

Mortgage

Document Number11248,
DateDec 11, 2018
Instrument11248
Lender
NameBBMC MTG
TypeMortgage Company
AddressLOMBARD, IL 60148
Agreement
AmountAmount on Record
Term360 Months
DueDec 10, 2048

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDeKalb County
County SubdivisionCortland Township
MunicipalityCortland Town
Unified School DistrictDeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$76,945 Land $15,644 Building $61,301$230,835 Land $46,932 Building $183,903
2024$5,440.00
2023$67,674 Land $13,759 Building $53,915$203,022 Land $41,277 Building $161,745

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 102 E Oxford Close in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 E Oxford Close is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCORTLAND
serves 4,398 people · EPA ID IL0370051
Water SourceGroundwater
Last State InspectionApr 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Fox Valley Internet
Fixed Wireless
100 / 20
Watch TV
Fixed Wireless
100 / 20

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