102 E North St, Ossian, IA 52161 Property Records

Winneshiek County property record for 102 E North St, Ossian, IA 52161

Property Summary

Property TypeSingle Family Home
Details5 bd · 1.5 ba · 1,040 sqft · built 1998
Lot Size0.384 acres (16,748 sqft)
OwnerIndividual Name on File
Last Sale$295,000 (Jul 2026)
Tax Bill$3,444 (2026)
Deeds & MortgagesJul 2026 Sale & Mortgage
Nov 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN191025800300

Property Details

APN / Parcel Number

Primary APN191025800300

Interior

Bedrooms5 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,040 sqft Living Area
Basement Area1,040 sqft
Finished Basement925 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleRanch
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area16,748 sqft (0.384 acres)
Lot Dimensions106 ft deep x 128 ft wide
Garage TypeAttached
Garage Area1,040 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address102 E NORTH ST
CityOSSIAN
StateIA
Zip52161-8128
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 BLK 4 REILLY'S FIRST ADDN IN OSSIAN
Legal Range08W
Legal Township96N
Legal Section10
Legal SubdivisionREILLYS FIRST ADD
Legal Block4
Legal Lot Number2
JurisdictionWINNESHIEK IA
Township / Civil DivisionMILITARY
Census Block Group1
Census Block1011
Census Tract950400

Owner

102 E North St is owned and occupied by an individual who bought it in July 2026.

Source: Winneshiek County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address102 E NORTH ST, OSSIAN, IA 52161-8128
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 23, 2026Warranty Deed, Transfer · Conventional Mortgage
LUANA SAVINGS BANK
Nov 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
WAUKON STATE BANK
Feb 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
WAUKON STATE BANK
Mar 17, 2021Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 23, 2026 · Amount on File
Deed SaleJul 23, 2026 · Amount on File
Prior SaleJun 3, 2025 · Amount on File
Deed Document Number20261753
Deed Book / Page2026 / 1753
Prior Transfer DateMar 15, 2021
Prior Transfer Doc02021/1132
Record UpdatedOct 29, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNESHIEK IA
Recording DateJul 23, 2026
Property Address102 E NORTH ST, OSSIAN, IA 52161-8128
Document Number0000001753
Book / Page2026 / 1753
Instrument DateJul 23, 2026
Instrument20261753
Transaction TypeTransfer
Record UpdatedSep 21, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$47,591.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 E NORTH ST, OSSIAN, IA 52161-8128

Mortgage

Document Number0000001754,
DateJul 23, 2026
Instrument20261754
Lender
NameLUANA SAVINGS BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNESHIEK IA
Property Address102 E NORTH ST, OSSIAN, IA 52161-8128
Transaction TypeMortgage
Record UpdatedDec 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02021/4487
DateNov 15, 2021
Book Page2021/4487
Instrument2021 4487
Lender
NameWAUKON STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term72 Months
DueJan 3, 2027
Interest
Rate TypeFixed Rate

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNESHIEK IA
Property Address102 E NORTH ST, OSSIAN, IA 52161-8128
Transaction TypeMortgage
Record UpdatedNov 25, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021/488
DateFeb 2, 2021
Book Page2021/488
Instrument2021 0488
Lender
NameWAUKON STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term60 Months
DueApr 1, 2026
Interest
Rate TypeFixed Rate

March 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWINNESHIEK IA
Recording DateMar 17, 2021
Property Address102 E NORTH ST, OSSIAN, IA 52161-8128
Document Number2021/1132
Book / Page2021 / 1132
Instrument DateMar 15, 2021
Instrument2021 1132
Transaction TypeTransfer
Record UpdatedNov 25, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 193, OSSIAN, IA 52161-0193

Tax Assessment & Valuation

The 2026 property tax bill for 102 E North St was $3,444 with a homeowner's exemption.

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

TypeName
StateIowa
CountyWinneshiek County
MunicipalityOssian City
Unified School DistrictSouth Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,444.00$227,730 (+7.64%) Land $29,730 Building $198,000$227,730 (+7.64%) Land $29,730 Building $198,000
2025$3,444.00 (+12.04%) Homeowner's exemption$211,560 Land $29,730 Building $181,830$211,560 Land $29,730 Building $181,830
2024$3,074.00
2023$184,970 (+15.06%) Land $29,730 Building $155,240$184,970 Land $29,730 Building $155,240
2022$2,896.00 Homeowner's exemption$160,760 Land $24,780 Building $135,980
2021$160,760 Land $24,780 Building $135,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 102 E North St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 21, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 102 E North St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSSIAN WATER SUPPLY
serves 802 people · EPA ID IA9677007
Water SourceGroundwater
Last State InspectionApr 2024
Lead5 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Acentek
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
Nextlink
Fixed Wireless
400 / 100
GigFire
Fixed Wireless
150 / 130

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