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102 E Main St, Cherokee, IA 51012 Property Records

Cherokee County property record for 102 E Main St, Cherokee, IA 51012 · Last verified October 2025

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details4,520 sqft · built 1885
Lot Size0.055 acres (2,400 sqft)
OwnerCompany Name on File
Last Sale$45,000 (Mar 2020)
Tax Bill$880 (2024)
Deeds & MortgagesNov 2018 Mortgage
Mar 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0727463010

Property Details

APN / Parcel Number

Primary APN0727463010

Interior

Stories2 Stories
Building Area4,520 sqft Gross Area
1st Floor Area2,280 sqft
Basement Area2,280 sqft

Exterior

Year BuiltBuilt 1885
Exterior MaterialBrick
Roof MaterialUrethane Foam
Lot Area2,400 sqft (0.055 acres)
Lot Dimensions100 ft deep x 24 ft wide

Utilities, Heating & Cooling

Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address102 E MAIN ST
CityCHEROKEE
StateIA
Zip51012-1850
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionLOT 29 BLK 7 NEW CHEROKEE ADD 6223
Legal Section27
Legal SubdivisionNEW CHEROKEE ADD
Legal Block7
Legal Lot Number29
JurisdictionCHEROKEE IA
Township / Civil DivisionCHEROKEE
Census Block Group1
Census Block1010
Census Tract80101

Owner

Source: Cherokee County records · APN 0727463010

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address102 E MAIN ST, CHEROKEE, IA 51012-1850
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Nov 15, 2018Deed of Trust, Mortgage
CHEROKEE STATE BANK
Mar 27, 2020Warranty Deed, Transfer
CENTRAL BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 27, 2020 · Amount on Record
Deed SaleMar 27, 2020 · Amount on Record
Deed Document Number2020 0512
Deed Book / Page2020 / 512
Record UpdatedJun 08, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE IA
Property Address102 E MAIN ST, CHEROKEE, IA 51012-1850
Transaction TypeMortgage
Record UpdatedNov 25, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2018/2312
DateNov 15, 2018
Book Page2018/2312
Instrument2018 2312
Lender
NameCHEROKEE STATE BANK
TypeBank
AddressCHEROKEE, IA 51012
Agreement
AmountAmount Recorded
Term60 Months
DueNov 15, 2023
Interest
Rate5.95%

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE IA
Recording DateMar 27, 2020
Property Address102 E MAIN ST, CHEROKEE, IA 51012-1850
Document Number2020/512
Book / Page2020 / 512
Instrument DateMar 25, 2020
Instrument2020 0512
Transaction TypeTransfer
Record UpdatedNov 25, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$71.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 E MAIN ST, CHEROKEE, IA 51012-1850

Mortgage

Document Number2020/537
DateApr 02, 2020
Book Page2020/537
Instrument2020 0537
Lender
NameCENTRAL BANK
TypeBank
AddressCHEROKEE, IA 51012
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateIowa
CountyCherokee County
MunicipalityCherokee City
Unified School DistrictCherokee Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$57,690 (+8.81%) Land $7,140 Building $50,550$57,690 (+8.81%) Land $7,140 Building $50,550
2024$880.00 (+7.06%)
2023$53,020 (+22.76%) Land $7,140 Building $45,880$53,020 (+22.76%) Land $7,140 Building $45,880
2022$822.00$43,190 Land $7,140 Building $36,050
2021$43,190 Land $7,140 Building $36,050

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (19035C), updated December 1, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190350801011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 15 individual NFIP policies nearby
Nearby Flood Policies15 in force
Nearby Flood Claims13 (2013–2024)
Most Recent ClaimJun 2024, river or lake flooding, Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims By Storm
  • Severe Storms, Flooding, Straight-line Winds, And Tornadoes, Jun 2024 · 9 claims
  • Severe Storms, Tornadoes, And Flooding, May 2013 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 437 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Mediacom CommunicationsCable1,000 / 50
Northwest Communications Cooperative AssociationFixed Wireless100 / 20

May also be available at this address: Verizon, C-M-L Telephone Cooperative Association, AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

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