102 E Locust St, Galatia, IL 62935 Property Records

Saline County property record for 102 E Locust St, Galatia, IL 62935

Property Summary

Property Type	Single Family Home
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$40,000 (May 2018)
Tax Bill	$997 (2024)
Deeds & Mortgages	May 2022 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-1-053-18`

Property Details

APN / Parcel Number

Primary APN	`05-1-053-18`

Exterior

Lot Area	8,276 sqft (0.19 acres)

Location & Zoning

Street Address	102 E LOCUST ST
City	GALATIA
State	IL
Zip	62935-1028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GA,S12,T08,R05 ,QNW,L ,B PT SW1/4 NW1/4 RUN 664.5' E OF SW COR POB 2152/761 5/18 GUARD/D 04-12-100-041-0040
Legal Range	05
Legal Township	08
Legal Section	12
Jurisdiction	SALINE IL
Township / Civil Division	GALATIA
Census Block Group	1
Census Block	1017
Census Tract	955700

Owner

102 E Locust St is owned and occupied by an individual who bought it in May 2018.

Source: Saline County records, as of November 17, 2025

Owner of Record	Individual Name on File
Mailing Address	102 W LOCUST ST, GALATIA, IL 62935-1033
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 30, 2018	Guardian's Deed, Transfer · Conventional Mortgage ROYAL UNITED MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2018 · Amount on File
Deed Sale	May 30, 2018 · Amount on File
Deed Document Number	2018267541
Deed Book / Page	2152 / 791
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE IL
Property Address	102 E LOCUST ST, GALATIA, IL 62935-1028
Transaction Type	Mortgage
Record Updated	Nov 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002227/725
Date	May 9, 2022
Book Page	2227/725
Instrument	280556

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

Interest

Rate	4.37%

May 2018: Guardian's Deed, Transfer

Document Type	Guardian's Deed
Jurisdiction	SALINE IL
Recording Date	May 30, 2018
Property Address	102 E LOCUST ST, GALATIA, IL 62935-1028
Document Number	02152/0791
Book / Page	2152 / 0791
Instrument Date	May 30, 2018
Instrument	267541
Transaction Type	Transfer
Record Updated	Nov 17, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$60.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 W LOCUST ST, GALATIA, IL 62935-1033

Mortgage

Document Number	0000267542
Date	May 30, 2018
Instrument	267542

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2033

Interest

Rate Type	Fixed Rate
Rate	4.62%

Tax Assessment & Valuation

Source: Saline County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Saline County
County Subdivision	Galatia Township
Municipality	Galatia Village
Unified School District	Galatia Community Unit School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$997.00 Homeowner's exemption Senior Citizen's exemption	$24,438 Land $1,418 Building $23,020	$73,314 Land $4,254 Building $69,060
2022		$19,653 (+10.01%) Land $1,140 Building $18,513	$58,959 (+10.01%) Land $3,420 Building $55,539
2021	$601.00 Homeowner's exemption Senior Citizen's exemption	$17,865 Land $1,036 Building $16,829	$53,595 Land $3,108 Building $50,487

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 102 E Locust St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 E Locust St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALATIA serves 887 people · EPA ID IL1650150
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Futiva Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
4 SIWI Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ClearWave.

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