Gallatin County property record for 102 E Howard St, Glencoe, KY 41046
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,568 sqft · built 1996 |
| Lot Size | 0.289 acres (12,632 sqft) |
| Owner | Individual Name on File |
| Last Sale | $163,000 (Jun 2022) |
| Tax Bill | $1,731 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Oct 2021 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 25A-06-03.01 |
| Primary APN | 25A-06-03.01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,568 sqft Living Area |
| Year Built | Built 1996 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,632 sqft (0.289 acres) |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 7280-1 |
|---|---|
| Street Address | 102 E HOWARD ST |
| City | GLENCOE |
| State | KY |
| Zip | 41046 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIAL |
| Legal Description | .26429 & 1996 DUTCH 28 X 56 |
| Jurisdiction | GALLATIN KY |
| Township / Civil Division | WARSAW |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 960104 |
Source: Gallatin County assessment roll, APN 25A-06-03.01, as of April 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 102 E HOWARD ST, GLENCOE, KY 41046 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 10, 2022 | Warranty Deed, Transfer · FHA Mortgage AMERICAN MORTGAGE SERVICE CO |
| Oct 15, 2021 | Commissioner's Deed, Foreclosure Foreclosure Auction |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 10, 2022 · Amount on Record |
| Deed Sale | Jun 10, 2022 · Amount on Record |
| Prior Sale | Oct 15, 2021 · Amount on Record |
| Deed Document Number | 84826 |
| Deed Book / Page | D136 / 640 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GALLATIN KY |
| Recording Date | Jun 10, 2022 |
| Property Address | 102 E HOWARD ST, GLENCOE, KY 41046 |
| Document Number | 00D136/640 |
| Book / Page | D136 / 640 |
| Map Reference | MB 6 PG 634 |
| Instrument Date | Jun 07, 2022 |
| Instrument | 84826 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2022 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $163.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 570 KY HIGHWAY 16, 570, GLENCOE, KY 41046-9423 |
| Name | Verified Name |
|---|---|
| Address | 102 E HOWARD ST, GLENCOE, KY 41046 |
| Document Number | 0000084827 |
|---|---|
| Date | Jun 10, 2022 |
| Instrument | 84827 |
| Name | AMERICAN MORTGAGE SERVICE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
| Document Type | Commissioner's Deed |
|---|---|
| Jurisdiction | GALLATIN KY |
| Recording Date | Oct 15, 2021 |
| Property Address | 102 E HOWARD ST, GLENCOE, KY 41046 |
| Document Number | 00D134/700 |
| Book / Page | D134 / 700 |
| Instrument Date | Oct 08, 2021 |
| Instrument | 81379 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 04, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 570 KY HIGHWAY 16, GLENCOE, KY 41046-9423 |
Source: Gallatin County assessment roll as of April 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Gallatin County |
| Municipality | Glencoe City |
| Unified School District | Gallatin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,731.00 (-0.92%) | $163,000 (-) Land $12,000 Building $151,000 | $163,000 (-) Land $12,000 Building $151,000 |
| 2023 | $1,747.00 | $163,000 Land $12,000 Building $151,000 | $163,000 Land $12,000 Building $151,000 |
Source: FEMA National Flood Hazard Layer, Gallatin County (21077C), as of March 21, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210779601041, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 104 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system KY0340250, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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