102 E Henry St, Pontiac, IL 61764 Property Records

Livingston County property record for 102 E Henry St, Pontiac, IL 61764

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,372 sqft · built 1925
Lot Size	0.198 acres (8,640 sqft)
Owner	Individual Name on File
Last Sale	$124,500 (Nov 2021)
Tax Bill	$4,049 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Nov 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`15-15-22-480-001`

Property Details

APN / Parcel Number

Primary APN	`15-15-22-480-001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,372 sqft Living Area
Basement Area	1,372 sqft
Unfinished Basement	1,372 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Wood
Roof Material	Asphalt
Lot Area	8,640 sqft (0.198 acres)
Lot Dimensions	72 ft deep x 120 ft wide
Garage Type	Detached
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	102 E HENRY ST
City	PONTIAC
State	IL
Zip	61764-2446
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	15 22 480 001 LOT 120 X 72 N72' NW BLK 86 CITY OF PONTIAC
Legal Subdivision	CITY OF PONTIAC
Legal Block	86
Jurisdiction	LIVINGSTON IL
Township / Civil Division	PONTIAC
Census Block Group	3
Census Block	3024
Census Tract	960700

Owner

102 E Henry St is owned and occupied by an individual who bought it in November 2021.

Source: Livingston County records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	102 E HENRY ST, PONTIAC, IL 61764-2446
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK
Nov 24, 2021	Warranty Deed, Transfer · Conventional Mortgage UTILITIES CU
May 17, 2019	Warranty Deed, Transfer · Conventional Mortgage BANK OF PONTIAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2021 · Amount on File
Deed Sale	Nov 24, 2021 · Amount on File
Prior Sale	May 17, 2019 · Amount on File
Deed Document Number	20215843
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON IL
Recording Date	Jun 28, 2023
Property Address	102 E HENRY ST, PONTIAC, IL 61764-2446
Document Number	2023R02308
Instrument Date	Jun 16, 2023
Instrument	2023R-02308
Transaction Type	Transfer
Record Updated	Aug 9, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$228.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	309 BUCKINGHAM PL, SHOREWOOD, IL 60404-0512

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 E HENRY ST, PONTIAC, IL 61764-2446

Mortgage

Document Number	2023R02309
Date	Jun 28, 2023
Instrument	2023R-02309

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2053

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON IL
Recording Date	Nov 24, 2021
Property Address	102 E HENRY ST, PONTIAC, IL 61764-2446
Document Number	2021R05843
Instrument Date	Nov 23, 2021
Instrument	2021R-05843
Transaction Type	Transfer
Record Updated	Dec 8, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$186.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 E HENRY ST, 105, PONTIAC, IL 61764-2445

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 E HENRY ST, PONTIAC, IL 61764-2446

Mortgage

Document Number	2021R05844
Date	Nov 24, 2021
Instrument	2021R-05844

Lender

Name	UTILITIES CU

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON IL
Recording Date	May 17, 2019
Property Address	102 E HENRY ST, PONTIAC, IL 61764-2446
Document Number	2019R01805
Instrument Date	May 15, 2019
Instrument	2019R-01805
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$163.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	102 E HENRY ST, PONTIAC, IL 61764-2446

Mortgage

Document Number	2019R01806
Date	May 17, 2019
Instrument	2019R-01806

Lender

Name	BANK OF PONTIAC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Dec 1, 2024

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 102 E Henry St was $4,049 with a homeowner's exemption.

Source: Livingston County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Livingston County
County Subdivision	Pontiac Township
Municipality	Pontiac City
Elementary School District	Pontiac Community Consolidated School District 429 (PK - 08)
Secondary School District	Pontiac Township High School District 90 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,049.00	$52,201 Land $6,317 Building $45,884	$156,603 Land $18,951 Building $137,652
2022	$2,868.00 Homeowner's exemption	$34,526 Land $5,197 Building $29,329	$103,578 Land $15,591 Building $87,987

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 102 E Henry St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	6 (1982–2008)
Most Recent Claim	Jan 2008 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 2008 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 E Henry St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-PONTIAC private · serves 11,864 people · EPA ID IL1055030
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2025) action level 15 ppb
Copper	1.36 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Conxxus Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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