102 E Hawthorne Dr, Effingham, IL 62401 Property Records

Effingham County property record for 102 E Hawthorne Dr, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1,896 sqft · built 1968
Lot Size	0.62 acres (27,007 sqft)
Owner	Individual Name on Record
Last Sale	$157,000 (Feb 2020)
Tax Bill	$4,355 (2025)
Deeds & Mortgages	Oct 2021 Second Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-11-322-045`

Property Details

APN / Parcel Number

Primary APN	`03-11-322-045`

Interior

Bedrooms	1 Bed
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,896 sqft Base Area
1st Floor Area	1,896 sqft
Basement Area	1,896 sqft
Unfinished Basement	1,896 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Construction Type	Masonry / Concrete Block
Lot Area	27,007 sqft (0.62 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	102 E HAWTHORNE DR
City	EFFINGHAM
State	IL
Zip	62401-4130
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLK 5 BUENEKEMPER'S SUBD !!A!! (B&B) 2999/102 1054/74 776/236
Legal Subdivision	BUENEKEMPER'S SUBDIVISION
Legal Block	5
Legal Lot Number	3
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	3
Census Block	3020
Census Tract	950600

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	102 E HAWTHORNE DR, EFFINGHAM, IL 62401-4130
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage USDA
Feb 24, 2020	Warranty Deed, Transfer · Conventional Mortgage DIETERICH BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2020 · Amount on Record
Deed Sale	Feb 24, 2020 · Amount on Record
Prior Sale	Nov 25, 2013 · Amount on Record
Deed Document Number	202020000820
Deed Book / Page	3536 / 261
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	102 E HAWTHORNE DR, EFFINGHAM, IL 62401-4130
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 E HAWTHORNE DR, EFFINGHAM, IL 62401-4130

Mortgage

Document Number	3733/213
Date	Oct 22, 2021
Book Page	3733/213
Instrument	202121005245

Lender

Name	USDA
Type	Government Agency
Address	SAINT LOUIS, MO 63120

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Mar 1, 2050

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Feb 24, 2020
Property Address	102 E HAWTHORNE DR, EFFINGHAM, IL 62401-4130
Document Number	3536/261
Book / Page	3536 / 261
Map Reference	MB 3 PG 431
Instrument Date	Feb 21, 2020
Instrument	202020000820
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$235.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	102 E HAWTHORNE DR, 102, EFFINGHAM, IL 62401-4130

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 E HAWTHORNE DR, EFFINGHAM, IL 62401-4130

Mortgage

Document Number	202020000821
Date	Feb 24, 2020
Instrument	202020000821

Lender

Name	DIETERICH BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,355.00	$83,300 Land $23,160 Building $60,140	$249,900 Land $69,480 Building $180,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EFFINGHAM serves 12,252 people · EPA ID IL0490250
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Fidium Fiber DSL	500 / 75
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Hawthorne Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures