102 E Elm St, El Dorado, AR 71730 Property Records

Union County property record for 102 E Elm St, El Dorado, AR 71730

Property Summary

Property Type	Barber/Hair Salon
Details	4,953 sqft · built 1844
Lot Size	0.115 acres (5,009 sqft)
Owner	Company Name on File
Last Sale	$300 (Oct 2008)
Tax Bill	$1,641 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Jun 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00020-00012-0000`

Property Details

APN / Parcel Number

Primary APN	`00020-00012-0000`
Alternative APN	`25709`

Interior

Stories	1 Story
Building Area	4,953 sqft Total Area
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1844
Effective Year Built	Effective 1844
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Foundation Type	Concrete
Roof Type	Wood Truss
Roof Material	Rolled Roofing
Lot Area	5,009 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	102 E ELM ST
City	EL DORADO
State	AR
Zip	71730-6102
Property Category	Commercial
Property Type	Commercial > Retail > Barber/Hair Salon
Legal Description	ORIGINAL ELDORADO ALL & PART OF LOT 4 BLK 2 #951989 #953271 #015463 #015464 #06-4293RD #08R155613 #19R008795 12
Legal Range	00
Legal Township	00
Legal Section	00
Legal Subdivision	ORIGINAL ELDORADO
Legal Tract	8R
Legal Block	2
Legal Lot Number	4
Jurisdiction	UNION AR
Township / Civil Division	EL DORADO
Census Block Group	1
Census Block	1039
Census Tract	950800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the El Dorado Commercial Historic District (Additional Documentation) listed 2003 · 41 contributing resources · NRIS 03000773

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

102 E Elm St, a commercial property, is owned by a company that bought it in October 2008.

Source: Union County records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	1405 W 19TH ST, EL DORADO, AR 71730-2933
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN BANCORP BANK
Jun 8, 2022	Deed of Trust, Mortgage · Commercial Mortgage SMACKOVER STATE BANK
Aug 8, 2022	Deed of Trust, Mortgage · Commercial Mortgage SMACKOVER STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2008 · Amount on File
Deed Sale	Oct 28, 2008 · Amount on File
Prior Sale	Jan 1, 1995
Deed Document Number	2008155613
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION AR
Property Address	102 E ELM ST, EL DORADO, AR 71730-6102
Transaction Type	Mortgage
Record Updated	Oct 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R001938
Date	Mar 20, 2020
Instrument	2020R001938

Lender

Name	SOUTHERN BANCORP BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 20, 2040

Interest

Rate Type	Adjustable Rate

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION AR
Property Address	102 E ELM ST, EL DORADO, AR 71730-6102
Transaction Type	Mortgage
Record Updated	Oct 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R004289
Date	Jun 8, 2022
Instrument	2022R004289

Lender

Name	SMACKOVER STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jun 3, 2027

Interest

Rate Type	Fixed Rate

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION AR
Property Address	102 E ELM ST, EL DORADO, AR 71730-6102
Transaction Type	Mortgage
Record Updated	Oct 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R005795
Date	Aug 8, 2022
Instrument	2022R005795

Lender

Name	SMACKOVER STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 102 E Elm St was $1,641.

Source: Union County assessment roll, as of November 13, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Union County
Municipality	El Dorado City
Unified School District	El Dorado School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,140 (-) Land $3,000 Building $45,140	$240,700 Land $15,000 Building $225,700
2025	$1,641.00	$48,140 Land $3,000 Building $45,140
2024			$240,700 (-) Land $15,000 Building $225,700
2023	$1,388.00	$48,140 Land $3,000 Building $45,140	$240,700 Land $15,000 Building $225,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 102 E Elm St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective December 9, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1984–1992)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 1992 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 E Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO WATERWORKS serves 17,932 people · EPA ID AR0000550
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Oct 2025 Asbestos resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Right Fiber, T-Mobile, TCW.

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