102 E Claremont Ave, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 102 E Claremont Ave, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,428 sqft · built 1950
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Oct 2013)
Tax Bill	$5,674 (2026)
Deeds & Mortgages	Mar 2024 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`422800 59.16-3-30`

Property Details

APN / Parcel Number

Primary APN	`422800 59.16-3-30`
Alternative APN	`280005901600030300000000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,428 sqft Living Area
1st Floor Area	720 sqft
Upper Floors Area	708 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1970
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	150 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	102 E CLAREMONT AVE
City	SCHENECTADY
State	NY
Zip	12303-2504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	R,G,OG,TLSH HIGHBRDGE MNR 2-20 5.-395-10
Legal Block	3
Legal Lot Number	30.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	1
Census Block	1019
Census Tract	32901

Owner

102 E Claremont Ave is owned and occupied by an individual who bought it in October 2013.

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	102 E CLAREMONT AVE, SCHENECTADY, NY 12303-2504
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2024	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Apr 15, 2021	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Dec 4, 2019	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2013 · Amount on File
Deed Sale	Oct 2, 2013 · Amount on File
Deed Document Number	201344006
Deed Book / Page	1882 / 924
Prior Transfer Date	May 6, 2011
Prior Transfer Doc	0000020781
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	102 E CLAREMONT AVE, SCHENECTADY, NY 12303-2504
Transaction Type	Mortgage
Record Updated	Jan 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 E CLAREMONT AVE, SCHENECTADY, NY 12303-2504

Mortgage

Document Number	0000014504
Date	Mar 8, 2024
Book Page	5362/299
Instrument	202414504

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	309 Months
Due	Dec 1, 2049

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	102 E CLAREMONT AVE, SCHENECTADY, NY 12303-2504
Transaction Type	Mortgage
Record Updated	Jan 12, 2026
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 E CLAREMONT AVE, SCHENECTADY, NY 12303-2504

Mortgage

Document Number	0000016928
Date	Apr 15, 2021
Book Page	5090/537
Instrument	202116928

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	344 Months
Due	Dec 1, 2049

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Dec 4, 2019
Property Address	102 E CLAREMONT AVE, SCHENECTADY, NY 12303-2504
Document Number	0000054010
Book / Page	002025 / 000910
Instrument Date	Nov 22, 2019
Instrument	54010
Transaction Type	Transfer
Record Updated	Jan 3, 2020
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$656.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 E CAMPBELL RD SCHENECTADY NY 123033189, SCHENECTADY, NY 12303-3189

Mortgage

Document Number	54011
Date	Dec 4, 2019
Book Page	004957/000722
Instrument	54011

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 3, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 102 E Claremont Ave was $5,674, up 1.7% from the year before.

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Rotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,674.00 (+1.72%)
2025	$5,578.00	$152,000 (-) Land $9,900 Building $142,100	$233,800 (+10.75%) Land $15,228 Building $218,572
2024		$152,000 (-) Land $9,900 Building $142,100	$211,100 (+5.55%) Land $13,749 Building $197,351
2023		$152,000 Land $9,900 Building $142,100	$200,000 Land $13,026 Building $186,974

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 102 E Claremont Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 E Claremont Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Greenlight Networks, T-Mobile, Verizon.

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