102 E Chester St, Lafayette, CO 80026 Property Records

Boulder County property record for 102 E Chester St, Lafayette, CO 80026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,216 sqft · built 1905
Lot Size	0.164 acres (7,156 sqft)
Owner	Individual Name on Record
Last Sale	$54,000 (Oct 1981)
Tax Bill	$2,392 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Jun 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1575-02-2-36-004`

Property Details

APN / Parcel Number

Primary APN	`1575-02-2-36-004`
Alternative APNs	`R0021045` `0021045`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,216 sqft Living Area
Gross Area	1,344 sqft
1st Floor Area	784 sqft
Upper Floors Area	432 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1909
Architectural Style	A-Frame
Exterior Material	Wood Shingle
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,156 sqft (0.164 acres)
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	213 sqft
Shed	1 Shed
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0021045
Street Address	102 E CHESTER ST
City	LAFAYETTE
State	CO
Zip	80026-2248
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLK 17 LAFAYETTE O T
Legal Range	69
Legal Township	1S
Legal Section	02
Legal Subdivision	LAFAYETTE O T - LA
Legal Block	17
Legal Lot Number	4
Jurisdiction	BOULDER CO
Township / Civil Division	LAFAYETTE-LOUISVILLE
Census Block Group	4
Census Block	4017
Census Tract	60802

Owner

Source: Boulder County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	102 E CHESTER ST, LAFAYETTE, CO 80026-2248
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2023	Deed of Trust, Mortgage · Conventional Mortgage ELEVATIONS CU
Jun 21, 2022	Deed of Trust, Mortgage · Line of Credit ELEVATIONS CU
Jun 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage ELEVATIONS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 1981 · Amount on Record
Deed Sale	Oct 16, 1981 · Amount on Record
Prior Sale	Dec 14, 1977 · Amount on Record
Deed Document Number	1981468613
Last Transfer Date	Oct 21, 1996
Transfer Doc	0001653630
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	102 E CHESTER ST, LAFAYETTE, CO 80026-2248
Transaction Type	Mortgage
Record Updated	Jan 18, 2024
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 E CHESTER ST, LAFAYETTE, CO 80026-2248

Mortgage

Document Number	0004031544
Date	Dec 19, 2023
Instrument	4031544

Lender

Name	ELEVATIONS CU
Type	Credit Union
Address	BOULDER, CO 80301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	12.5%
Max Rate	12.5%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	102 E CHESTER ST, LAFAYETTE, CO 80026-2248
Transaction Type	Mortgage
Record Updated	Jul 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003967951
Date	Jun 21, 2022
Instrument	3967951

Lender

Name	ELEVATIONS CU
Type	Credit Union
Address	BOULDER, CO 80301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 20, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	102 E CHESTER ST, LAFAYETTE, CO 80026-2248
Document Number	0003718854
Instrument Date	Jun 14, 2019
Transaction Type	Mortgage
Record Updated	Jun 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 E CHESTER ST LAFAYETTE CO 800262248, LAFAYETTE, CO 80026-2248

Mortgage

Document Number	0003718854
Date	Jun 18, 2019
Instrument	3718854

Lender

Name	ELEVATIONS CU
Address	BOULDER, CO 80301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 17, 2039

Tax Assessment & Valuation

Source: Boulder County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Boulder County
Municipality	Lafayette City
Unified School District	Boulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$30,698 (-2.08%) Land $18,648 Building $12,050	$501,600 (-) Land $324,400 Building $177,200
2025	$2,392.00 (+17.54%)	$31,350 (-7.12%) Land $20,275 Building $11,075	$501,600 (-0.44%) Land $324,400 Building $177,200
2023	$2,035.00 (+17.83%)	$33,755 (+33.18%) Land $22,271 Building $11,484	$503,800 (+38.14%) Land $332,400 Building $171,400
2022	$1,727.00	$25,346 Land $16,923 Building $8,423	$364,700 Land $243,500 Building $121,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAFAYETTE serves 28,700 people · EPA ID CO0107473
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
CenturyLink Fiber · DSL in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
LiveWireNet Fixed Wireless	250 / 100

May also be available: Intrepid Fiber Networks, T-Mobile.

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