Missoula County property record for 102 E Central Ave, Missoula, MT 59801
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,324 sqft · built 1935 |
| Lot Size | 0.093 acres (4,051 sqft) |
| Owner | Individual Name on File |
| Last Sale | $527,378 (Mar 2022) |
| Tax Bill | $4,385 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R0445452 |
| Primary APN | R0445452 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,324 sqft Living Area |
| Gross Area | 2,270 sqft |
| 1st Floor Area | 946 sqft |
| Attic | Attic |
| Attic Area | 378 sqft |
| Basement Area | 946 sqft |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,051 sqft (0.093 acres) |
| Lot Dimensions | 90 ft deep x 45 ft wide |
| View / Lot | Neighborhood |
| Porch | Open Frame Porch |
| Porch Area | 186 sqft |
| Deck Area | 102 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000152257 |
|---|---|
| Street Address | 102 E CENTRAL AVE |
| City | MISSOULA |
| State | MT |
| Zip | 59801-6919 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | RESIDENCE ADDITION, S27, T13 N, R19 W, BLOCK 5, S 90 OF LOT 12 & S 90 W1/2 OF LOT 13 |
| Legal Range | 19W |
| Legal Township | 13N |
| Legal Section | 27 |
| Legal Subdivision | RESIDENCE ADDITION |
| Legal Block | 5 |
| Legal Lot Number | 12,13 |
| Jurisdiction | MISSOULA MT |
| Township / Civil Division | MISSOULA |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 501 |
Source: Missoula County records · APN R0445452
Assessment roll updated September 15, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 102 E CENTRAL AVE, MISSOULA, MT 59801-6919 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 31, 2022 | Warranty Deed, Transfer · Conventional Mortgage CLEARWATER FCU |
| Sep 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 31, 2022 · Amount on Record |
| Deed Sale | Mar 31, 2022 · Amount on Record |
| Prior Sale | May 02, 2016 · Amount on Record |
| Deed Document Number | 20225785 |
| Deed Book / Page | 1073 / 943 |
| Prior Transfer Date | Feb 12, 2002 |
| Prior Transfer Doc | 0006770207 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MISSOULA MT |
| Recording Date | Mar 31, 2022 |
| Property Address | 102 E CENTRAL AVE, MISSOULA, MT 59801-6919 |
| Document Number | 0010730943 |
| Book / Page | 1073 / 943 |
| Instrument Date | Mar 28, 2022 |
| Instrument | 202205785 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2022 |
| Title Company | INSURED TITLE, INSURED TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 102 E CENTRAL AVE, MISSOULA, MT 59801-6919 |
| Document Number | 0202205786 |
|---|---|
| Date | Mar 31, 2022 |
| Instrument | 202205786 |
| Name | CLEARWATER FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MISSOULA MT |
| Property Address | 102 E CENTRAL AVE, MISSOULA, MT 59801-6919 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TITLE SERVICES INC |
| Name | Verified Name |
|---|
| Document Number | 0010391181 |
|---|---|
| Date | Sep 18, 2020 |
| Book Page | 1039/1181 |
| Instrument | 202022151 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | LEWISVILLE, TX 75057 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
Source: Missoula County records · Assessment roll updated September 15, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Missoula County |
| Municipality | Missoula City |
| Secondary School District | Missoula High School District (09 - 12) |
| Elementary School District | Missoula Elementary School District (PK - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,385.00 (-25.59%) | $503,100 (+8.33%) Land $256,643 Building $246,457 | $503,100 (+8.33%) Land $256,643 Building $246,457 |
| 2024 | $5,893.00 (+6.05%) | ||
| 2023 | $5,557.00 | $464,400 | $464,400 Land $198,042 Building $266,358 |
Source: FEMA National Flood Hazard Layer, Missoula County (30063C), updated May 9, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 62% of the US · lower than 86% of Montana |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 586 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Centric Integrated Systems Fixed Wireless | 1,000 / 1,000 |
May also be available: Verizon.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | MISSOULA WATER serves 68,200 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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