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102 E Cardinal St, Palatka, FL 32177 Property Records

Putnam County property record for 102 E Cardinal St, Palatka, FL 32177

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,327 sqft · built 2001
Lot Size0.289 acres (12,632 sqft)
Owner2 Individual Names on Record
Last Sale$245,000 (Apr 2018)
Tax Bill$4,952 (2025)
Flood ZoneZone X (minimal risk)
APN11-10-26-9101-003.0-005.0

Property Details

APN / Parcel Number

Primary APN11-10-26-9101-003.0-005.0
Alternative APN
  • 65167

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures11 Plumbing Fixtures
Building Area2,327 sqft Living Area
1st Floor Area1,663 sqft
FlooringSteel Beam
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Exterior MaterialConcrete Block
Lot Area12,632 sqft (0.289 acres)
Lot Dimensions125 ft deep x 100 ft wide
Garage Area441 sqft
PorchPorch
Porch Area562 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Account Number65167
Street Address102 E CARDINAL ST
CityPALATKA
StateFL
Zip32177-4177
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUNDERWOOD ESTATES MB6 P5 BLK 3
Legal Range26E
Legal Township10S
Legal Section11
Legal SubdivisionUNDERWOOD ESTATES
Legal Block3
Legal Lot Number5
JurisdictionPUTNAM FL
Township / Civil DivisionPALATKA
Census Block Group3
Census Block3002
Census Tract950900

Owner

Source: Putnam County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Co-ownerCo-owner on Record
Mailing Address170 W TOCOI RD, PALATKA, FL 32177-8299
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 10, 2018 · Amount on Record
Deed SaleApr 10, 2018 · Amount on Record
Prior SaleJun 17, 2016 · Amount on Record
Deed Document Number201854006569
Deed Book / Page1503 / 0739
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPutnam County
Unified School DistrictPutnam County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,952.00 (+14.58%)$275,940 (-3.14%)$275,940 (-3.14%) Land $23,520 Building $252,420
2023$4,322.00 (+15.72%)$284,890 (+20.39%)$284,890 (+20.39%) Land $23,520 Building $261,370
2022$3,735.00$236,630$236,630 Land $11,760 Building $224,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Starlink
Satellite		280 / 30

May also be available: AT&T.

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