102 E Bay St, Savannah, GA 31401 Property Records

Chatham County property record for 102 E Bay St, Savannah, GA 31401

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	7,000 sqft · built 1859
Lot Size	0.161 acres (7,000 sqft)
Owner	Company Name on File
Last Sale	$4,287,151 (Mar 2026)
Tax Bill	$195,291 (2025)
Deeds & Mortgages	Mar 2026 Sale Mar 2026 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`2-0004-10-001A`

Property Details

APN / Parcel Number

Primary APN	`2-0004-10-001A`
Alternative APN	`C018688`

Interior

Stories	2 Stories
Building Area	7,000 sqft Total Area
1st Floor Area	7,000 sqft
Elevator	Elevator

Exterior

Year Built	Built 1859
Effective Year Built	Effective 1859
Architectural Style	Condo/Apartment
Exterior Material	Brick/Stone
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	70 ft deep x 100 ft wide
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Package A/C

Location & Zoning

Street Address	102 E BAY ST
City	SAVANNAH
State	GA
Zip	31401
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	BB
Legal Description	REAR WHARF LT 6 EAST OF BULL ST
Legal Subdivision	DNTN MLK TO E B
Legal Lot Number	6
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	1
Census Block	1006
Census Tract	11700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Savannah Historic District listed 1966 · 1,100 contributing resources · National Historic Landmark (designated 1966) · NRIS 66000277

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

102 E Bay St, a commercial property, is owned by a company that bought it in March 2026.

Source: Chatham County records, as of October 1, 2026

Owner of Record	Company Name on File
Mailing Address	3501 JAMBOREE RD, NEWPORT BEACH, CA 92660-2939
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2026	Limited Warranty Deed, Transfer
Mar 26, 2026	Quit Claim Deed, Transfer Quitclaim
Dec 26, 2025	Deed of Trust, Mortgage · Conventional Mortgage COASTAL STATES BANK
Jun 14, 2018	Deed of Trust, Mortgage STATE BANK & TRUST CO
Sep 29, 2021	Deed of Trust, Mortgage · Commercial Mortgage GEORGIA BANKING
Dec 17, 2020	Warranty Deed, Transfer · Conventional Mortgage COASTAL STATES BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2026 · Amount on File
Deed Sale	Mar 26, 2026 · Amount on File
Prior Sale	Mar 26, 2026
Deed Book / Page	3936 / 534
Prior Transfer Date	Mar 25, 2026
Prior Transfer Doc	0039360540
Record Updated	Oct 29, 2026

March 2026: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Mar 26, 2026
Property Address	102 E BAY ST, SAVANNAH, GA 31401
Document Number	0039360534
Book / Page	3936 / 534
Instrument Date	Mar 25, 2026
Transaction Type	Transfer
Record Updated	May 26, 2026

Transaction

Amount	Amount on Record
Tax	$42.87
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3501 JAMBOREE RD # 550RD, NEWPORT BEACH, CA 92660-2939

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHATHAM GA
Recording Date	Mar 26, 2026
Property Address	102 E BAY ST, SAVANNAH, GA 31401
Document Number	0039360540
Book / Page	3936 / 540
Instrument Date	Mar 25, 2026
Transaction Type	Transfer
Record Updated	May 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3501 JAMBOREE RD # 550RD, NEWPORT BEACH, CA 92660-2939

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	102 E BAY ST, SAVANNAH, GA 31401
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 E BAY ST, SAVANNAH, GA 31401

Mortgage

Document Number	0038670029
Date	Dec 26, 2025
Book Page	0000003867/0000000029

Lender

Name	COASTAL STATES BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jan 1, 2030

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	102 E BAY ST, SAVANNAH, GA 31401
Transaction Type	Mortgage
Record Updated	Sep 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013730001
Date	Jun 14, 2018
Book Page	1373/001
Instrument	31102280039

Lender

Name	STATE BANK & TRUST CO
Type	Bank

Agreement

Amount	Amount on Record
Term	48 Months
Due	Jul 1, 2022

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	102 E BAY ST, SAVANNAH, GA 31401
Transaction Type	Mortgage
Record Updated	Sep 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 E BAY ST, SAVANNAH, GA 31401

Mortgage

Document Number	0025490276
Date	Sep 29, 2021
Book Page	0000002549/0000000276

Lender

Name	GEORGIA BANKING

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jan 1, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Dec 17, 2020
Property Address	102 E BAY ST, SAVANNAH, GA 31401
Document Number	0021800295
Book / Page	2180 / 295
Instrument Date	Dec 17, 2020
Instrument	2020-013616
Transaction Type	Transfer
Record Updated	Sep 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	136 HABERSHAM ST, SAVANNAH, GA 31401-3823

Mortgage

Document Number	0021800299
Date	Dec 21, 2020
Book Page	0000002180/0000000299

Lender

Name	COASTAL STATES BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	48 Months
Due	Jan 1, 2025

Tax Assessment & Valuation

The 2025 property tax bill for 102 E Bay St was $195,291.

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,391,760 (-) Land $336,000 Building $3,055,760	$8,479,400 (-) Land $840,000 Building $7,639,400
2025	$195,291.00	$3,391,760 Land $336,000 Building $3,055,760	$8,479,400 Land $840,000 Building $7,639,400
2023		$3,155,560 (-19.83%) Land $336,000 Building $2,819,560	$7,888,900 (-19.83%) Land $840,000 Building $7,048,900
2022	$207,857.00	$3,936,000 Land $336,000 Building $3,600,000	$9,840,000 Land $840,000 Building $9,000,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 102 E Bay St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 49 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	90 units insured incl. 41 condo units
Nearby Flood Claims	2 (2016–2019)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 E Bay St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98.5% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Seimitsu, T-Mobile.

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