Cass County property record for 102 E 32nd St, Atlantic, IA 50022
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,749 sqft · built 1991 |
| Lot Size | 0.404 acres (17,591 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $285,000 (Dec 2023) |
| Tax Bill | $4,620 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage Dec 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 305012606001000 |
| Primary APN | 305012606001000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,749 sqft Living Area |
| 1st Floor Area | 737 sqft |
| Basement Area | 1,012 sqft |
| Finished Basement | 506 sqft |
| Unfinished Basement | 506 sqft |
| Game Room | Game Room |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,591 sqft (0.404 acres) |
| Garage Type | Attached |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 89 sqft |
| Deck Area | 32 sqft |
| Patio Area | 1,052 sqft |
| Shed | 1 Shed |
| Shed Area | 176 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 102 E 32ND ST |
|---|---|
| City | ATLANTIC |
| State | IA |
| Zip | 50022-2574 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTHERN HILLS ADD. W110' LOT 16 |
| Legal Subdivision | SOUTHERN HILLS ADDITION |
| Legal Lot Number | 16 |
| Jurisdiction | CASS IA |
| Township / Civil Division | GROVE |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 190400 |
Source: Cass County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 102 E 32ND ST, ATLANTIC, IA 50022-2574 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 16, 2026 | Deed of Trust, Mortgage · Conventional Mortgage USAA FSB |
| Dec 21, 2023 | Warranty Deed, Transfer · Conventional Mortgage USAA FSB |
| May 1, 2017 | Deed of Trust, Mortgage · Line of Credit PREMIER CU |
| Jun 19, 2017 | Warranty Deed, Transfer · Conventional Mortgage FIRST WHITNEY BANK & TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 21, 2023 · Amount on Record |
| Deed Sale | Dec 21, 2023 · Amount on Record |
| Deed Book / Page | 2023 / 1921 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS IA |
| Recording Date | Jun 16, 2026 |
| Property Address | 102 E 32ND ST, ATLANTIC, IA 50022-2574 |
| Document Number | 2026001082 |
| Book / Page | 2026 / 1082 |
| Instrument Date | Jun 10, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 102 E 32ND ST, ATLANTIC, IA 50022-2574 |
| Document Number | 2026001082, |
|---|---|
| Date | Jun 16, 2026 |
| Book Page | 2026/1082 |
| Name | USAA FSB |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.71% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS IA |
| Recording Date | Dec 21, 2023 |
| Property Address | 102 E 32ND ST, ATLANTIC, IA 50022-2574 |
| Document Number | 02023/1921 |
| Book / Page | 2023 / 1921 |
| Instrument Date | Dec 19, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $455.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 102 E 32ND ST, ATLANTIC, IA 50022-2574 |
| Document Number | 0020231922 |
|---|---|
| Date | Dec 21, 2023 |
| Instrument | 2023///1922 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS IA |
| Property Address | 102 E 32ND ST, ATLANTIC, IA 50022-2574 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02017/0761 |
|---|---|
| Date | May 1, 2017 |
| Book Page | 2017/0761 |
| Name | PREMIER CU |
|---|---|
| Type | Credit Union |
| Address | DES MOINES, IA 50309 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS IA |
| Recording Date | Jun 19, 2017 |
| Property Address | 102 E 32ND ST, ATLANTIC, IA 50022-2574 |
| Document Number | 02017/1070 |
| Book / Page | 2017 / 1070 |
| Instrument Date | Jun 16, 2017 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $328.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 102 E 32ND ST, ATLANTIC, IA 50022-2574 |
| Document Number | 02017/1071 |
|---|---|
| Date | Jun 19, 2017 |
| Book Page | 2017/1071 |
| Name | FIRST WHITNEY BANK & TRUST |
|---|---|
| Type | Bank |
| Address | ATLANTIC, IA 50022 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2032 |
Source: Cass County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Cass County |
| Municipality | Atlantic City |
| Unified School District | Atlantic Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,620.00 Homeowner's exemption Veteran's exemption | $303,160 (-) Land $31,750 Building $271,410 | $303,160 (-) Land $31,750 Building $271,410 |
| 2025 | $4,620.00 (+9.79%) Homeowner's exemption Veteran's exemption | $303,160 (+13.8%) Land $31,750 Building $271,410 | $303,160 (+13.8%) Land $31,750 Building $271,410 |
| 2024 | $4,208.00 (-11.6%) | ||
| 2023 | $266,390 Land $31,750 Building $234,640 | $266,390 Land $31,750 Building $234,640 | |
| 2022 | $4,760.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1991–2016) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 73% of Iowa |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ATLANTIC MUNICIPAL UTILITIES serves 7,252 people · EPA ID IA1509074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
May also be available: Griswold Communications Blue Surge Internet, T-Mobile, Verizon, Western Iowa Wireless.
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