102 E 2nd Ave, Oakland, MD 21550 Property Records

Garrett County property record for 102 E 2nd Ave, Oakland, MD 21550

Property Summary

Property TypeMobile Home
Details1 ba · 624 sqft · built 1965
Lot Size0.165 acres (7,200 sqft)
OwnerIndividual Name on File
Last Sale$120,000 (Feb 2026)
Tax Bill$330 (2025)
Deeds & MortgagesFeb 2026 Sale
Sep 2021 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN16-003980

Property Details

APN / Parcel Number

Primary APN16-003980
Alternative APN
  • 003980

Interior

Full Baths1 Bath
Stories1 Story
Building Area624 sqft Total Area
1st Floor Area540 sqft

Exterior

Year BuiltBuilt 1965
Architectural StyleMobile Home
Exterior MaterialWood
Construction TypeFrame
Roof MaterialMetal
Lot Area7,200 sqft (0.165 acres)
Deck Area48 sqft

Utilities, Heating & Cooling

Heating FuelElectric
SewerConnected

Location & Zoning

Account Number003980
Street Address102 E 2ND AVE
CityOAKLAND
StateMD
Zip21550-2724
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeR
Legal DescriptionLOTS 19 & 20 N/E CORNER E 2ND AVE BLK LOCH LYNN
Legal SubdivisionMILLERS ADD
Legal Block7
Legal Lot Number19,20 20
JurisdictionGARRETT MD
Township / Civil Division16, MOUNTAIN LAKE PARK
Census Block Group2
Census Block2024
Census Tract700

Owner

Source: Garrett County records · APN 16-003980

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address493 GALILEE RD, BRUCETON MILLS, WV 26525-6910
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 11, 2026Special Warranty Deed, Transfer
ALLEGANY/GARRETT TITLE AND SETTLEMENT, ALLEGANY GARRETT TITLES & ST
Sep 28, 2021Deed of Trust, Mortgage · Line of Credit
MIDDLETOWN VALLEY BANK
Sep 21, 2021Deed of Trust, Mortgage
MIDDLETOWN VALLEY BANK
Mar 05, 2020Grant Deed, Transfer
ATTORNEY ONLY
Oct 20, 2020Correction Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 11, 2026 · Amount on Record
Deed SaleFeb 11, 2026 · Amount on Record
Prior SaleOct 20, 2020
Deed Document Number0002666233
Deed Book / Page2666 / 233
Record UpdatedJun 08, 2026

February 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionGARRETT MD
Recording DateFeb 11, 2026
Property Address102 E 2ND AVE, OAKLAND, MD 21550-2724
Document Number0026660233
Book / Page2666 / 233
Instrument DateDec 31, 2025
Transaction TypeTransfer
Record UpdatedMar 02, 2026
Title CompanyALLEGANY/GARRETT TITLE AND SETTLEMENT, ALLEGANY GARRETT TITLES & ST

Transaction

AmountAmount Recorded
Tax$600.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address493 GALILEE RD, BRUCETON MILLS, WV 26525-6910

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGARRETT MD
Property Address102 E 2ND AVE, OAKLAND, MD 21550-2724
Transaction TypeMortgage
Record UpdatedAug 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023530467
DateSep 28, 2021
Book Page2353/467
Lender
NameMIDDLETOWN VALLEY BANK
TypeBank
AddressMIDDLETOWN, MD 21769
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGARRETT MD
Property Address102 E 2ND AVE, OAKLAND, MD 21550-2724
Transaction TypeMortgage
Record UpdatedAug 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023520069
DateSep 21, 2021
Book Page2352/69
Lender
NameMIDDLETOWN VALLEY BANK
TypeBank
AddressMIDDLETOWN, MD 21769
Agreement
AmountAmount Recorded

March 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionGARRETT MD
Recording DateMar 05, 2020
Property Address102 E 2ND AVE, OAKLAND, MD 21550-2724
Document Number0021910366
Book / Page002191 / 000366
Instrument DateMar 04, 2020
Transaction TypeTransfer
Record UpdatedMar 24, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$33.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3456 SAND FLAT RD OAKLAND MD 215506946, OAKLAND, MD 21550-6946

October 2020: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionGARRETT MD
Recording DateOct 20, 2020
Property Address102 E 2ND AVE, OAKLAND, MD 21550-2724
Document Number0022480410
Book / Page002248 / 000410
Instrument DateMar 04, 2020
Transaction TypeTransfer
Record UpdatedNov 11, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Garrett County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateMaryland
CountyGarrett County
MunicipalityLoch Lynn Heights Town
Unified School DistrictGarrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$330.00 (+3.77%)$21,700 (+6.2%) Land $11,800 Building $9,900$21,700 (-) Land $11,800 Building $9,900
2023$318.00$20,433$21,700 Land $11,800 Building $9,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Garrett County (24023C), updated February 1, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240230007002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims4 (1979–1994)
Claims Outside the SFHA1 of 4
Most Recent ClaimFeb 1994 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 150 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Shenandoah Telecommunications Company
Cable
1,000 / 50
Declaration Networks Group
Fixed Wireless
300 / 40
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Mountain Communications, Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemTOWN OF MOUNTAIN LAKE PARK
serves 3,000 people
Water SourceGroundwater
Last State InspectionMay 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on E 2nd Ave

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