102 E 15th St, Holland, MI 49423 Property Records

Ottawa County property record for 102 E 15th St, Holland, MI 49423

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,319 sqft · built 1928
Lot Size	0.132 acres (5,750 sqft)
Owner	Individual Name on File
Last Sale	$87,000 (Aug 2016)
Tax Bill	$2,320 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Sep 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`70-16-29-458-010`

Property Details

APN / Parcel Number

Primary APN	`70-16-29-458-010`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,319 sqft Living Area
1st Floor Area	1,072 sqft
Basement Area	988 sqft
Unfinished Basement	988 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Lot Area	5,750 sqft (0.132 acres)
Lot Dimensions	132 ft deep x 43.4 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	102 E 15TH ST
City	HOLLAND
State	MI
Zip	49423-3638
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TNR
Legal Description	LOT 11 BLK 9 A RE-PLAT OF BLKS 62-69 INCL ASSESSOR'S PLAT #2 ORIGINAL PLAT CITY OF HOLLAND SEC 29 T5N R15W
Legal Range	15W
Legal Township	05N
Legal Section	29
Legal Subdivision	ORIGINAL PLAT
Legal Block	9,62-69
Legal Lot Number	11
Jurisdiction	OTTAWA MI
Township / Civil Division	HOLLAND
Census Block Group	2
Census Block	2019
Census Tract	24901

Owner

102 E 15th St is owned and occupied by an individual who acquired it in December 2018.

Source: Ottawa County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	102 E 15TH ST, HOLLAND, MI 49423-3638
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2020	Deed of Trust, Mortgage · FHA Mortgage EMBRACE HOME LOANS INC
Sep 14, 2022	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Jul 19, 2022	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Jan 4, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2016 · Amount on File
Deed Sale	Aug 26, 2016 · Amount on File
Prior Sale	Sep 28, 1992
Deed Document Number	201631252
Last Transfer Date	Dec 26, 2018
Transfer Doc	20190000505
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	102 E 15TH ST, HOLLAND, MI 49423-3638
Transaction Type	Mortgage
Record Updated	May 1, 2023
Title Company	NOT AVAILABLE, MIS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200008027
Date	Mar 2, 2020
Instrument	2020-0008027

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	102 E 15TH ST, HOLLAND, MI 49423-3638
Transaction Type	Mortgage
Record Updated	May 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 E 15TH ST, HOLLAND, MI 49423-3638

Mortgage

Document Number	20220032631
Date	Sep 14, 2022
Instrument	2022-0032631

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49512

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 15, 2047

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	102 E 15TH ST, HOLLAND, MI 49423-3638
Transaction Type	Mortgage
Record Updated	May 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 R 15TH ST, R, HOLLAND, MI 49423

Mortgage

Document Number	20220026181
Date	Jul 19, 2022
Instrument	2022-0026181

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49512

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTTAWA MI
Recording Date	Jan 4, 2019
Property Address	102 E 15TH ST, HOLLAND, MI 49423-3638
Document Number	20190000505
Map Reference	LB 9 PG 41
Instrument Date	Dec 26, 2018
Instrument	2019-0000505
Transaction Type	Transfer
Record Updated	May 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1629 LOOMIS PARK DR, BURT, MI 48417-2381

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 E 15TH ST, HOLLAND, MI 49423-3638

Tax Assessment & Valuation

The 2025 property tax bill for 102 E 15th St was $2,320 with a homeowner's exemption.

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Holland City
Unified School District	Holland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$115,300 (+4.53%)	$230,600 (+4.53%)
2025	$2,320.00 Homeowner's exemption	$110,300	$220,600
2023		$83,900	$167,800
2022	$2,003.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 102 E 15th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 102 E 15th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLAND BOARD OF PUBLIC WORKS serves 49,687 people · EPA ID MI0003190
Water Source	Surface water
Last State Inspection	Sep 2024
Also Mapped Here	HOLLAND TOWNSHIP CONSOLIDATED
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Holland City Fiber Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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