102 Dutchman Ct, Stephenson, VA 22656 Property Records

Frederick County property record for 102 Dutchman Ct, Stephenson, VA 22656

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,722 sqft · built 2016
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$650,000 (Sep 2024)
Tax Bill	$3,702 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Dec 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`44E1-7-10`

Property Details

APN / Parcel Number

Primary APN	`44E1-7-10`
Alternative APN	`8048969`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,722 sqft Living Area
Gross Area	6,572 sqft
1st Floor Area	1,796 sqft
Basement Area	1,083 sqft
Finished Basement	1,083 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2023
Exterior Material	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Terrain	Rolling
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	134 sqft
Patio Area	490 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8048969
Street Address	102 DUTCHMAN CT
City	STEPHENSON
State	VA
Zip	22656-1973
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	SNOWDEN BRIDGE L10 S7A
Legal Subdivision	5
Legal Lot Number	10
Jurisdiction	FREDERICK VA
Township / Civil Division	STONEWALL
Census Block Group	4
Census Block	4024
Census Tract	50100

Owner

102 Dutchman Ct is owned and occupied by an individual who bought it in September 2024.

Source: Frederick County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	102 DUTCHMAN CT, STEPHENSON, VA 22656-1973
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Dec 18, 2023	Deed of Trust, Mortgage · Line of Credit TRUIST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2024 · Amount on File
Deed Sale	Sep 10, 2024 · Amount on File
Prior Sale	Jun 29, 2016 · Amount on File
Deed Document Number	20248187
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	102 DUTCHMAN CT, STEPHENSON, VA 22656-1973
Transaction Type	Mortgage
Record Updated	Nov 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 DUTCHMAN CT, STEPHENSON, VA 22656-1973

Mortgage

Document Number	0000010857
Date	Oct 28, 2025
Instrument	250010857

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	102 DUTCHMAN CT, STEPHENSON, VA 22656-1973
Transaction Type	Mortgage
Record Updated	Jan 3, 2024
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011061
Date	Dec 18, 2023
Instrument	230011061

Lender

Name	TRUIST BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 102 Dutchman Ct was $3,702, up 10.4% from the year before.

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,702.00 (+10.44%)	$698,400 Land $93,000 Building $605,400	$698,400 Land $93,000 Building $605,400
2025	$3,352.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 102 Dutchman Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 Dutchman Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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