Richmond County property record for 102 Duncans Rd, Ellerbe, NC 28338
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,754 sqft · built 1991 |
| Lot Size | 0.758 acres (33,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $270,000 (Jun 2025) |
| Tax Bill | $1,889 (2026) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Jul 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 747814325994 |
| Primary APN | 747814325994 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 18 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,754 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Brick |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 33,000 sqft (0.758 acres) |
| Lot Dimensions | 165 ft deep x 200 ft wide |
| Garage Area | 506 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 28 sqft |
| Patio Area | 150 sqft |
| Shed | 1 Shed |
| Shed Area | 168 sqft |
| Utility Building | 312 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 57080302 |
|---|---|
| Street Address | 102 DUNCANS RD |
| City | ELLERBE |
| State | NC |
| Zip | 28338-9502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT1&HSE SCOTS GLEN |
| Legal Subdivision | SCOTS GLEN |
| Legal Lot Number | 1 |
| Jurisdiction | RICHMOND NC |
| Township / Civil Division | MINERAL SPRINGS |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 970200 |
102 Duncans Rd is owned and occupied by two individuals who bought it in June 2025.
Source: Richmond County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 102 DUNCANS RD, ELLERBE, NC 28338-9502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 2, 2023 | Warranty Deed, Transfer · Conventional Mortgage THE FIDELITY BANK |
| Jul 6, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Mar 9, 2021 | Warranty Deed, Transfer · Line of Credit CAROLINA FARM CREDIT ACA |
| Mar 9, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 16, 2025 · Amount on File |
| Deed Sale | Jun 16, 2025 · Amount on File |
| Prior Sale | May 2, 2023 · Amount on File |
| Deed Document Number | 2025283411 |
| Deed Book / Page | 2035 / 334 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHMOND NC |
| Recording Date | May 2, 2023 |
| Property Address | 102 DUNCANS RD, ELLERBE, NC 28338-9502 |
| Document Number | 001964/265 |
| Book / Page | 1964 / 265 |
| Map Reference | MB 20 PG 21 |
| Instrument Date | May 2, 2023 |
| Instrument | 273723 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $465.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 182 DUNCANS RD, ELLERBE, NC 28338-9502 |
| Name | Verified Name |
|---|---|
| Address | 102 DUNCANS RD, ELLERBE, NC 28338-9502 |
| Document Number | 0000273724 |
|---|---|
| Date | May 2, 2023 |
| Instrument | 273724 |
| Name | THE FIDELITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND NC |
| Property Address | 102 DUNCANS RD, ELLERBE, NC 28338-9502 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Name | Verified Name |
|---|---|
| Address | 102 DUNCANS RD, ELLERBE, NC 28338-9502 |
| Document Number | 001934/394 |
|---|---|
| Date | Jul 6, 2022 |
| Book Page | 1934/394 |
| Instrument | 269567 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Jun 1, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHMOND NC |
| Recording Date | Mar 9, 2021 |
| Property Address | 102 DUNCANS RD, ELLERBE, NC 28338-9502 |
| Document Number | 001875/562 |
| Book / Page | 1875 / 562 |
| Map Reference | MB 20 PG 21 |
| Instrument Date | Mar 9, 2021 |
| Instrument | 261998 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $280.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 198 DERBY WAY, 198, ELLERBE, NC 28338-8643 |
| Name | Verified Name |
|---|---|
| Address | 102 DUNCANS RD, ELLERBE, NC 28338-9502 |
| Document Number | 0000261999 |
|---|---|
| Date | Mar 9, 2021 |
| Instrument | 261999 |
| Name | CAROLINA FARM CREDIT ACA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHMOND NC |
| Recording Date | Mar 9, 2021 |
| Property Address | 102 DUNCANS RD, ELLERBE, NC 28338-9502 |
| Document Number | 001875/555 |
| Book / Page | 1875 / 555 |
| Map Reference | MB 20 PG 21 |
| Instrument Date | Feb 15, 2021 |
| Instrument | 261994 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $280.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 198 DERBY WAY, ELLERBE, NC 28338-8643 |
The 2026 property tax bill for 102 Duncans Rd was $1,889.
Source: Richmond County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Richmond County |
| Municipality | Ellerbe Town |
| Unified School District | Richmond County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,889.00 | $239,863 Land $10,126 Building $229,737 | $239,863 Land $10,126 Building $229,737 |
| 2023 | $1,220.00 | $131,407 Land $8,100 Building $123,307 | $131,407 Land $8,100 Building $123,307 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 102 Duncans Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 102 Duncans Rd is moderate, ranking above 46% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 67% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF ELLERBE serves 2,050 people · EPA ID NC0377020 |
|---|---|
| Water Source | Purchased surface water from RICHMOND COUNTY WATER SYSTEM |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Apr 2026 Lead public education Dec 2025 Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 13 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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