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102 Duncan Rd, Spring Lake, NC 28390 Property Records

Cumberland County property record for 102 Duncan Rd, Spring Lake, NC 28390

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,088 sqft · built 1986
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on File
Last Sale$130,500 (Sep 2021)
Tax Bill$2,806 (2026)
Deeds & MortgagesSep 2022 Mortgage
Aug 2022 Sale
+ 4 more
Flood ZoneZone X (minimal risk)
APN0501-59-0392

Property Details

APN / Parcel Number

Primary APN0501-59-0392
Alternative APN
  • 0501.07590392

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,088 sqft Heated Area
1st Floor Area1,088 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleTraditional
Exterior MaterialWood Siding
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,890 sqft (0.25 acres)
Lot Dimensions130 ft deep x 105 ft wide
Garage Area308 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area64 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Street Address102 DUNCAN RD
CitySPRING LAKE
StateNC
Zip28390-3102
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePND
Legal DescriptionMANCHESTER FOREST LO:2 SE:02 PL:0054-0019
Legal SubdivisionMANCHESTER FOREST
Legal Block59
Legal Lot Number2
JurisdictionCUMBERLAND NC
Township / Civil DivisionMANCHESTER
Census Block Group1
Census Block1005
Census Tract3501

Owner

102 Duncan Rd is owned by two individuals who bought it in September 2021.

Source: Cumberland County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address4311 HUNTSFIELD RD, FAYETTEVILLE, NC 28314-2539
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2022Deed of Trust, Mortgage · Conventional Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Aug 25, 2022Warranty Deed, Transfer
Feb 22, 2022Warranty Deed, Transfer
Sep 24, 2021Warranty Deed, Transfer
Dec 29, 2020Warranty Deed, Transfer
ATTORNEY ONLY
Dec 29, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 24, 2021 · Amount on File
Deed SaleSep 24, 2021 · Amount on File
Prior SaleJul 28, 2014 · Amount on File
Deed Document Number202144769
Deed Book / Page11260 / 256
Prior Transfer DateNov 27, 2012
Prior Transfer Doc0090510191
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND NC
Property Address102 DUNCAN RD, SPRING LAKE, NC 28390-3102
Transaction TypeMortgage
Record UpdatedSep 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0115630366
DateSep 1, 2022
Book Page11563/366
Instrument35728
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
TypeMortgage Company
AddressCORONA, CA 92879
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2052

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND NC
Recording DateAug 25, 2022
Property Address102 DUNCAN RD, SPRING LAKE, NC 28390-3102
Document Number0115570347
Book / Page11557 / 347
Map ReferenceMB 54 PG 19
Instrument DateAug 22, 2022
Instrument34727
Transaction TypeTransfer
Record UpdatedSep 9, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4311 HUNTSFIELD RD, 4311, FAYETTEVILLE, NC 28314-2539

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 DUNCAN RD, SPRING LAKE, NC 28390-3102
InvestorPossibly a Property Investor

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND NC
Recording DateFeb 22, 2022
Property Address102 DUNCAN RD, SPRING LAKE, NC 28390-3102
Document Number0113990322
Book / Page11399 / 322
Map ReferenceMB 54 PG 19
Instrument DateFeb 21, 2022
Instrument7582
Transaction TypeTransfer
Record UpdatedMar 4, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address4311 HUNTSFIELD RD, 4311, FAYETTEVILLE, NC 28314-2539

Transferred To (Grantee/Buyer)

NameVerified Name
Address4311 HUNTSFIELD RD, FAYETTEVILLE, NC 28314-2539

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND NC
Recording DateSep 24, 2021
Property Address102 DUNCAN RD, SPRING LAKE, NC 28390-3102
Document Number0112600256
Book / Page11260 / 256
Map ReferenceMB 54 PG 19
Instrument DateSep 22, 2021
Instrument44769
Transaction TypeTransfer
Record UpdatedOct 8, 2021

Transaction

AmountAmount on Record
Tax$261.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16 PONDEROSA DR, 16, CLEVELAND, IL 61241-9460

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 DUNCAN RD, SPRING LAKE, NC 28390-3102
InvestorPossibly a Property Investor

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND NC
Recording DateDec 29, 2020
Property Address102 DUNCAN RD, SPRING LAKE, NC 28390-3102
Document Number0109770004
Book / Page010977 / 000004
Instrument DateDec 17, 2020
Instrument49531
Transaction TypeTransfer
Record UpdatedJan 26, 2021
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$198.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 DUNCAN RD SPRING LAKE NC 283903102, SPRING LAKE, NC 28390-3102

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCUMBERLAND NC
Recording DateDec 29, 2020
Property Address102 DUNCAN RD, SPRING LAKE, NC 28390-3102
Document Number0109770001
Book / Page010977 / 000001
Instrument DateDec 11, 2020
Instrument49530
Transaction TypeTransfer
Record UpdatedJan 26, 2021
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address67701 LAKE TRL LAKEVILLE IN 465369409, LAKEVILLE, IN 46536-9409

Tax Assessment & Valuation

The 2026 property tax bill for 102 Duncan Rd was $2,806.

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCumberland County
MunicipalitySpring Lake Town
Unified School DistrictCumberland County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,806.00
2025$2,806.00$128,747 (+42.56%) Land $28,000 Building $100,747$128,747 (+42.56%) Land $28,000 Building $100,747
2024$90,310 (-) Land $15,000 Building $75,310$90,310 (-) Land $15,000 Building $75,310
2023$90,310 Land $15,000 Building $75,310$90,310 Land $15,000 Building $75,310
2019$1,585.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 102 Duncan Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 12, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 Duncan Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF SPRING LAKE
serves 11,725 people · EPA ID NC0326020
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
currently in violation since Sep 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber		2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

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