102 Driftwood Ct, Joppa, MD 21085 Property Records

Harford County property record for 102 Driftwood Ct, Joppa, MD 21085

Property Summary

Property Type	Townhouse
Details	3.5 ba · 1,998 sqft · built 1969
Lot Size	0.108 acres (4,690 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Feb 2005)
Tax Bill	$3,299 (2026)
Deeds & Mortgages	Apr 2024 Line of Credit Jan 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-119893`

Property Details

APN / Parcel Number

Primary APN	`01-119893`
Alternative APNs	`1119893` `119893`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,998 sqft Total Area
Utility Area	70 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	4,690 sqft (0.108 acres)
Lot Dimensions	134 ft deep x 35 ft wide
View / Lot	Waterfront
Deck Area	208 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	119893
Street Address	102 DRIFTWOOD CT
City	JOPPA
State	MD
Zip	21085-4516
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R3
Legal Description	LT 17 BK 25 35X134 102 DRIFTWOOD COURT RUMSEY ISLAND P 21/36
Legal Subdivision	JOPPATOWNE
Legal Block	25
Legal Lot Number	17
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	4
Census Block	4007
Census Tract	301401

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	102 DRIFTWOOD CT, JOPPA, MD 21085-4516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2024	Deed of Trust, Mortgage · Line of Credit ABERDEEN PROVING GROUND FCU
Jan 19, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2005 · Amount on Record
Deed Sale	Feb 18, 2005 · Amount on Record
Prior Sale	May 22, 2001 · Amount on Record
Deed Document Number	20052655
Deed Book / Page	5880 / 635
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	102 DRIFTWOOD CT, JOPPA, MD 21085-4516
Transaction Type	Mortgage
Record Updated	Apr 24, 2024
Title Company	GETZ TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 DRIFTWOOD CT, JOPPA, MD 21085-4516

Mortgage

Document Number	0162300225
Date	Apr 12, 2024
Book Page	16230/225

Lender

Name	ABERDEEN PROVING GROUND FCU
Type	Credit Union
Address	ABERDEEN, MD 21001

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	102 DRIFTWOOD CT, JOPPA, MD 21085-4516
Transaction Type	Mortgage
Record Updated	Jan 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 DRIFTWOOD CT, JOPPA, MD 21085-4516

Mortgage

Document Number	0157990146
Date	Jan 19, 2023
Book Page	15799/146

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	HERMITAGE, PA 16148

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,299.00 (+10.41%) Homeowner's exemption	$302,733 (+12.3%)	$317,000 (+15.61%) Land $123,000 Building $194,000
2025	$2,988.00 (+3.5%) Homeowner's exemption
2023		$269,567	$274,200 Land $123,000 Building $151,200
2022	$2,887.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	24 (1978–2013)
Claims Outside the SFHA	10 of 24
Most Recent Claim	Jun 2013 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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