102 Dowan Ct, Garner, NC 27529 Property Records

Wake County property record for 102 Dowan Ct, Garner, NC 27529

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,692 sqft · built 1996
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Nov 2004)
Tax Bill	$3,782 (2025)
Deeds & Mortgages	Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1700.12-95-1917-000`

Property Details

APN / Parcel Number

Primary APN	`1700.12-95-1917-000`
Alternative APNs	`1700.12-95-1917 0223021` `1700951917` `022302101` `0223021`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,692 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Lot Area	10,890 sqft (0.25 acres)
Garage Area	260 sqft
Porch	Open Porch
Porch Area	32 sqft
Deck Area	118 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	0223021
Street Address	102 DOWAN CT
City	GARNER
State	NC
Zip	27529-4767
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LO5 HEATHER SPRINGS SUB BM1996-424
Legal Subdivision	HEATHER SPRINGS SUB
Legal Lot Number	5
Jurisdiction	WAKE NC
Township / Civil Division	ST. MARYS
Census Block Group	2
Census Block	2002
Census Tract	52801

Owner

102 Dowan Ct is owned and occupied by two individuals who acquired it in June 2006.

Source: Wake County records, as of October 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	102 DOWAN CT, GARNER, NC 27529-4767
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2004 · Amount on File
Deed Sale	Nov 9, 2004 · Amount on File
Prior Sale	Oct 8, 1997 · Amount on File
Deed Book / Page	11095 / 653
Last Transfer Date	Jun 5, 2006
Transfer Doc	1200102462
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	102 DOWAN CT, GARNER, NC 27529-4767
Document Number	172700629
Instrument Date	Oct 13, 2018
Transaction Type	Mortgage
Record Updated	Oct 30, 2018
Title Company	EQUITY NATIONAL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	102 DOWAN CT GARNER NC 275294767, GARNER, NC 27529-4767

Mortgage

Document Number	172700629
Date	Oct 18, 2018
Book Page	017270/000629

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 17, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 102 Dowan Ct was $3,782.

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Municipality	Garner Town
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,782.00	$362,819 Land $110,000 Building $252,819	$362,819 Land $110,000 Building $252,819
2023	$2,927.00	$226,424 Land $55,000 Building $171,424	$226,424 Land $55,000 Building $171,424

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 102 Dowan Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	9 (1995–2024)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Fran, Sep 1996 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 Dowan Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RALEIGH serves 650,000 people · EPA ID NC0392010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20