Pender County property record for 102 Deer Cove Rd, Hampstead, NC 28443
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,490 sqft · built 2003 |
| Lot Size | 0.705 acres (30,753 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $850,000 (Dec 2018) |
| Tax Bill | $7,133 (2025) |
| Deeds & Mortgages | Feb 2022 Transfer Jan 2020 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 3292-97-6970-0000 |
| Primary APN | 3292-97-6970-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,490 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Architectural Style | Cottage |
| Exterior Material | Wood |
| Foundation Type | Pile |
| Lot Area | 30,753 sqft (0.705 acres) |
| Lot Dimensions | 274 ft deep x 100 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 72 sqft |
| Deck Area | 700 sqft |
| Patio Area | 256 sqft |
| Cabin | Cabin |
| Greenhouse | 112 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 000048259 |
|---|---|
| Old Parcel Number | 3292 97 6970 0000 |
| Street Address | 102 DEER COVE RD |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-2398 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SEEMAP |
| Legal Description | LOT 52,PB 11/50 OLDE POINTE |
| Legal Subdivision | OLDE POINT |
| Legal Lot Number | 52 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 920202 |
102 Deer Cove Rd is owner-occupied and held in a trust since February 2022.
Source: Pender County records, as of January 26, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 102 DEER COVE RD, HAMPSTEAD, NC 28443-2398 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 17, 2022 | Intrafamily Transfer, Transfer |
| Jan 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Dec 21, 2018 | Warranty Deed, Transfer SUNTRUST BK |
| Aug 28, 2017 | Warranty Deed, Transfer BRANCH BK&TR |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Dec 21, 2018 · Amount on File |
| Deed Sale | Dec 21, 2018 · Amount on File |
| Prior Sale | Aug 28, 2017 · Amount on File |
| Deed Document Number | 0046762115 |
| Deed Book / Page | 004676 / 002115 |
| Last Transfer Date | Feb 17, 2022 |
| Transfer Doc | 0047792695 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Feb 17, 2022 |
| Property Address | 102 DEER COVE RD, HAMPSTEAD, NC 28443-2398 |
| Document Number | 0047792695 |
| Book / Page | 4779 / 2695 |
| Instrument Date | Dec 9, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 102 DEER COVE RD, HAMPSTEAD, NC 28443-2398 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 102 DEER COVE RD, HAMPSTEAD, NC 28443-2398 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | BOSTON NATIONAL TTL AGCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0047022210 |
|---|---|
| Date | Jan 23, 2020 |
| Book Page | 4702/2210 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Dec 21, 2018 |
| Property Address | 102 DEER COVE RD, HAMPSTEAD, NC 28443-2398 |
| Document Number | 0046762115 |
| Book / Page | 004676 / 002115 |
| Instrument Date | Dec 18, 2018 |
| Instrument | 20044036 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,700.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 102 DEER COVE RD HAMPSTEAD NC 284432398, HAMPSTEAD, NC 28443-2398 |
| Document Number | 46762118 |
|---|---|
| Date | Dec 21, 2018 |
| Book Page | 004676/002118 |
| Instrument | 20044037 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 20, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Aug 28, 2017 |
| Property Address | 102 DEER COVE RD, HAMPSTEAD, NC 28443-2398 |
| Document Number | 0046500015 |
| Book / Page | 004650 / 000015 |
| Instrument Date | Aug 24, 2017 |
| Instrument | 20027813 |
| Transaction Type | Transfer |
| Record Updated | Sep 5, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,690.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 102 DEER COVE RD HAMPSTEAD NC 284432398, HAMPSTEAD, NC 28443-2398 |
| Document Number | 46500018 |
|---|---|
| Date | Aug 28, 2017 |
| Book Page | 004650/000018 |
| Instrument | 20027814 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 27, 2047 |
The 2025 property tax bill for 102 Deer Cove Rd was $7,133.
Source: Pender County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,133.00 | $1,152,141 Land $180,024 Building $972,117 | $1,152,141 Land $180,024 Building $972,117 |
| 2023 | $749,602 (-) Land $248,215 Building $501,387 | $749,602 (-) Land $248,215 Building $501,387 | |
| 2022 | $6,350.00 | $749,602 Land $248,215 Building $501,387 | $749,602 Land $248,215 Building $501,387 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 102 Deer Cove Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 93 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 93 in force |
| Nearby Flood Claims | 52 (1996–2020) |
| Claims Outside the SFHA | 38 of 52 |
| Most Recent Claim | Aug 2020 · Hurricane Isaias |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 102 Deer Cove Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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