Scott County property record for 102 David Ln, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 2,356 sqft · built 1989 |
| Lot Size | 0.414 acres (18,059 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $273,900 (Mar 2020) |
| Tax Bill | $2,348 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Sep 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 140-20-132.000 |
| Primary APN | 140-20-132.000 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,356 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Brick |
| Lot Area | 18,059 sqft (0.414 acres) |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 102 DAVID LN |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-2603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OLD ARMSTRONG |
| Legal Subdivision | OLD ARMSTRONG |
| Legal Lot Number | 92 |
| Legal Unit | 2 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 40207 |
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 102 DAVID LN, GEORGETOWN, KY 40324-2603 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 10, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Sep 8, 2020 | Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU |
| Mar 16, 2020 | Warranty Deed, Transfer · FHA Mortgage GUARDIAN SAVINGS BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 16, 2020 · Amount on Record |
| Deed Sale | Mar 16, 2020 · Amount on Record |
| Deed Document Number | 2020413183 |
| Deed Book / Page | 413 / 23 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 102 DAVID LN, GEORGETOWN, KY 40324-2603 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0M1587/101 |
|---|---|
| Date | Mar 10, 2021 |
| Book Page | M1587/101 |
| Instrument | 429941 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 350 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 102 DAVID LN, GEORGETOWN, KY 40324-2603 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0M1538/843 |
|---|---|
| Date | Sep 8, 2020 |
| Book Page | M1538/843 |
| Instrument | 421259 |
| Name | UNIVERSITY OF KENTUCKY FCU |
|---|---|
| Type | Credit Union |
| Address | 40609 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 7, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Mar 16, 2020 |
| Property Address | 102 DAVID LN, GEORGETOWN, KY 40324-2603 |
| Document Number | 000D413/23 |
| Book / Page | D413 / 23 |
| Map Reference | SL 54 |
| Instrument Date | Jan 17, 2020 |
| Instrument | 413183 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $274.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 102 BETHPAGE PATH, 102, GEORGETOWN, KY 40324-9023 |
| Name | Verified Name |
|---|---|
| Address | 102 DAVID LN, GEORGETOWN, KY 40324-2603 |
| Document Number | 0000413184 |
|---|---|
| Date | Mar 16, 2020 |
| Instrument | 413184 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 1, 2050 |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $312,800 (-) | $312,800 (-) | |
| 2025 | $2,348.00 (-5.44%) Homeowner's exemption | $312,800 (+14.2%) | $312,800 (+14.2%) |
| 2023 | $2,483.00 (+4.5%) | $273,900 (-) Land $50,000 Building $223,900 | $273,900 (-) Land $50,000 Building $223,900 |
| 2022 | $2,376.00 | $273,900 Land $50,000 Building $223,900 | $273,900 Land $50,000 Building $223,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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