102 Curtis Ln, Palmyra, ME 04965 Property Records

Somerset County and Palmyra Town property record for 102 Curtis Ln, Palmyra, ME 04965

Property Summary

Property Type	Single Family Home
Lot Size	29.5 acres (1,285,020 sqft)
Owner	Individual Name on File
Tax Bill	$2,178 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jul 2022 Refinance + 3 more
APN	`PALA M:001 B:044 L:06`

Property Details

APN / Parcel Number

Primary APN	`PALA M:001 B:044 L:06`
Alternative APN	`1544`

Exterior

Architectural Style	Multi-Family
Lot Area	1,285,020 sqft (29.5 acres)

Location & Zoning

Account Number	1544
Street Address	102 CURTIS LN
City	PALMYRA
State	ME
Zip	04965-4076
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	44
Legal Lot Number	6
Jurisdiction	PALMYRA ME
Township / Civil Division	PALMYRA
Census Block Group	1
Census Block	1047
Census Tract	965800

Owner

102 Curtis Ln is owned and occupied by an individual.

Source: Somerset County and Palmyra Town records, as of July 30, 2026

Owner of Record	Individual Name on File
Mailing Address	102 CURTIS LN, PALMYRA, ME 04965-4076
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Deed of Trust, Mortgage SEBASTICOOK VALLEY FEDERAL CREDIT UNION
Jul 14, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance SEBASTICOOK VALLEY FED CREDIT UNION
Aug 5, 2021	Deed of Trust, Mortgage · FHA Mortgage EMBRACE HOME LOANS INC
Sep 23, 2019	Deed of Trust, Mortgage · FHA Mortgage EMBRACE HM LOANS
Aug 14, 2018	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALMYRA ME
Recording Date	Aug 21, 2026
Property Address	102 CURTIS LN, PALMYRA, ME 04965-4076
Document Number	0000009625
Book / Page	6467 / 308
Instrument Date	Aug 14, 2026
Instrument	20269625
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 CURTIS LN, PALMYRA, ME 04965-4076

Mortgage

Document Number	0000009625,
Date	Aug 21, 2026
Book Page	6467/308
Instrument	20269625

Lender

Name	SEBASTICOOK VALLEY FEDERAL CREDIT UNION

Agreement

Amount	Amount on Record
Term	360 Months

Interest

Max Rate	-1%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALMYRA ME
Property Address	102 CURTIS LN, PALMYRA, ME 04965-4076
Transaction Type	Mortgage
Record Updated	Aug 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058980297
Date	Jul 14, 2022
Book Page	5898/297
Instrument	8144

Lender

Name	SEBASTICOOK VALLEY FED CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALMYRA ME
Property Address	102 CURTIS LN, PALMYRA, ME 04965-4076
Transaction Type	Mortgage
Record Updated	Feb 3, 2022
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057490064
Date	Aug 5, 2021
Book Page	5749/64
Instrument	10311

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Sep 1, 2046

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALMYRA ME
Property Address	102 CURTIS LN, PALMYRA, ME 04965-4076
Document Number	0054740273
Instrument Date	Sep 23, 2019
Transaction Type	Mortgage
Record Updated	Oct 24, 2019
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NAT'L TITLE & CLOSING S

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 CURTIS LN PALMYRA ME 049654076, PALMYRA, ME 04965-4076

Mortgage

Document Number	0054740273
Date	Oct 15, 2019
Book Page	005474/000273
Instrument	13246

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 14, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALMYRA ME
Property Address	102 CURTIS LN, PALMYRA, ME 04965-4076
Document Number	0053240085
Instrument Date	Aug 14, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 CURTIS LN PALMYRA ME 049654076, PALMYRA, ME 04965-4076

Mortgage

Document Number	0053240085
Date	Aug 28, 2018
Book Page	005324/000085
Instrument	11260

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	180 Months
Due	Aug 27, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 102 Curtis Ln was $2,178.

Source: Somerset County and Palmyra Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Somerset County
County Subdivision	Palmyra Town
Unified School District	Regional School Unit 19 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,178.00	$219,960 Land $52,290 Building $167,670
2023	$2,022.00 (-18.43%)	$183,840 (+26.09%) Land $43,580 Building $140,260
2022	$2,479.00	$145,800 Land $33,600 Building $112,200

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA has no flood map on file for 102 Curtis Ln; 3 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 Curtis Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Curtis Ln

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