Grayson County property record for 102 Cumberland Dr, Denison, TX 75020
| Property Type | Single Family Home |
|---|---|
| Details | 1,392 sqft · built 1965 |
| Lot Size | 1.04 acres (45,342 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $213,800 (Sep 2020) |
| Tax Bill | $378 (2024) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 041A6585067 |
| Primary APN | 041A6585067 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,392 sqft Living Area |
| 1st Floor Area | 1,392 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 2012 |
| Lot Area | 45,342 sqft (1.04 acres) |
| Lot Dimensions | 102 ft deep x 70 ft wide |
| Garage Type | Carport |
| Garage Area | 336 sqft |
| Carport | Carport |
| Carport Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 432 sqft |
| Deck Area | 196 sqft |
| Utility Building | 264 sqft |
| Street Address | 102 CUMBERLAND DR |
|---|---|
| City | DENISON |
| State | TX |
| Zip | 75020-6428 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NORTHERN HILLS SEC A, LOT 68 77 78 79 & 80, ACRES 1.0409 |
| Legal Subdivision | NORTHERN HILLS SEC A |
| Legal Lot Number | 68 |
| Jurisdiction | GRAYSON TX |
| Township / Civil Division | NORTHWEST GRAYSON |
| Census Block Group | 1 |
| Census Block | 1119 |
| Census Tract | 302 |
102 Cumberland Dr is owned and occupied by two individuals who acquired it in October 2024.
Source: Grayson County records, as of August 11, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 102 CUMBERLAND DR, DENISON, TX 75020-6428 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 21, 2020 · Amount on File |
| Deed Sale | Sep 21, 2020 · Amount on File |
| Prior Sale | Mar 2, 2012 |
| Deed Document Number | 202025460 |
| Last Transfer Date | Oct 25, 2024 |
| Transfer Doc | 0000029505 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | GRAYSON TX |
| Recording Date | Sep 21, 2020 |
| Property Address | 102 CUMBERLAND DR, DENISON, TX 75020-6428 |
| Document Number | 0000025460 |
| Map Reference | VOL 2 PG 20 |
| Instrument Date | Sep 18, 2020 |
| Instrument | 2020-00025460 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 102 CUMBERLAND DR, DENISON, TX 75020-6428 |
| Document Number | 0000025461 |
|---|---|
| Date | Sep 21, 2020 |
| Instrument | 2020-00025461 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
Source: Grayson County assessment roll, as of August 11, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Grayson County |
| Unified School District | Denison Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $181,440 | $276,274 Land $90,233 Building $186,041 | |
| 2024 | $378.00 | ||
| 2023 | $272,777 Land $72,096 Building $200,681 | $272,777 Land $72,096 Building $200,681 | |
| 2022 | $1,181.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 102 Cumberland Dr in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 18 (1990–2019) |
| Claims Outside the SFHA | 10 of 18 |
| Most Recent Claim | Sep 2019 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 102 Cumberland Dr is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 77% of Texas |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN HILLS WATER SERVICE private · serves 264 people · EPA ID TX0910126 |
|---|---|
| Water Source | Purchased surface water from CITY OF DENISON |
| Last State Inspection | Jul 2025 |
| Lead | 6 ppb (2024–2026) action level 15 ppb |
| Water Quality | Chloramine resolved · Jul 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 13 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| Nextlink Fixed Wireless | 400 / 100 |
May also be available: 360 Broadband, Verizon.
5G (outdoors only) and 4G LTE
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