102 Cressida Cv, Garner, NC 27529 Property Records

Johnston County property record for 102 Cressida Cv, Garner, NC 27529

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,807 sqft · built 2008
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$433,000 (Sep 2021)
Tax Bill	$3,049 (2026)
Deeds & Mortgages	Feb 2023 Line of Credit Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06F04061B`

Property Details

APN / Parcel Number

Primary APN	`06F04061B`
Alternative APN	`2000243343`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,807 sqft Living Area
Gross Area	4,016 sqft
1st Floor Area	1,648 sqft
Attic	Attic
Attic Area	54 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	311 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000243343
Street Address	102 CRESSIDA CV
City	GARNER
State	NC
Zip	27529-6172
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	LOT 81 JORDAN RIDGE PH 3 70/363
Legal Subdivision	JORDAN RIDGE SUBDIVISION
Legal Phase	3
Legal Lot Number	81
Jurisdiction	JOHNSTON NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1000
Census Tract	41108

Owner

102 Cressida Cv is owned and occupied by two individuals who bought it in September 2021.

Source: Johnston County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	102 CRESSIDA CV, GARNER, NC 27529-6172
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2023	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Sep 30, 2021	Warranty Deed, Transfer · Conventional Mortgage HOMESPIRE MORTGAGE CORP
Jul 16, 2021	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2021 · Amount on File
Deed Sale	Sep 30, 2021 · Amount on File
Prior Sale	Jun 2, 2015 · Amount on File
Deed Document Number	2021773737
Deed Book / Page	6065 / 292
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	102 CRESSIDA CV, GARNER, NC 27529-6172
Transaction Type	Mortgage
Record Updated	Mar 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 CRESSIDA COVE, GARNER, NC 27529-6172

Mortgage

Document Number	0000004765
Date	Feb 22, 2023
Book Page	6425/656
Instrument	2023004765

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	CORNELIUS, NC 28031

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 10, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Sep 30, 2021
Property Address	102 CRESSIDA CV, GARNER, NC 27529-6172
Document Number	0000773737
Book / Page	6065 / 292
Map Reference	MB 70 PG 360-365
Instrument Date	Sep 30, 2021
Instrument	2021773737
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$866.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	765 PARKRIDGE DR, 765, CLAYTON, NC 27527-5303

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 CRESSIDA COVE, GARNER, NC 27529-6172

Mortgage

Document Number	0000773738
Date	Sep 30, 2021
Instrument	2021773738

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	102 CRESSIDA CV, GARNER, NC 27529-6172
Transaction Type	Mortgage
Record Updated	Jul 30, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 CRESSIDA COVE, GARNER, NC 27529-6172

Mortgage

Document Number	0000760394
Date	Jul 16, 2021
Book Page	5992/335
Instrument	2021760394

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 102 Cressida Cv was $3,049.

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,049.00	$487,850 Land $85,000 Building $402,850	$487,850 Land $85,000 Building $402,850
2023	$2,390.00	$305,500 Land $43,000 Building $262,500	$305,500 Land $43,000 Building $262,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 102 Cressida Cv in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 Cressida Cv is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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