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102 Covington Ln, Winchester, VA 22601 Property Records

Frederick County property record for 102 Covington Ln, Winchester, VA 22601

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,232 sqft · built 1993
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on Record
Last Sale$165,000 (Sep 2009)
Tax Bill$1,514 (2026)
Deeds & MortgagesMay 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN54L1-9

Property Details

APN / Parcel Number

Primary APN54L1-9
Alternative APN
  • 8034508

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,232 sqft Living Area
Gross Area3,096 sqft
1st Floor Area1,232 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 2014
Exterior MaterialVinyl
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,454 sqft (0.24 acres)
TerrainRolling
Garage Area288 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area104 sqft
Deck Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemFloor/Wall Furnace
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number8034508
Street Address102 COVINGTON LN
CityWINCHESTER
StateVA
Zip22601-5715
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRP
Legal DescriptionHUNTINGTON MEADOWS L9 S1
Legal SubdivisionHUNTINGTON MEADOWS
Legal Lot Number9
JurisdictionFREDERICK VA
Township / Civil DivisionSTONEWALL
Census Block Group2
Census Block2025
Census Tract51102

Owner

Source: Frederick County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address102 COVINGTON LN, WINCHESTER, VA 22601-5715
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 30, 2009 · Amount on Record
Deed SaleSep 30, 2009 · Amount on Record
Deed Book / Page900 / 10894
Record UpdatedSep 20, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK VA
Property Address102 COVINGTON LN, WINCHESTER, VA 22601-5715
Document Number0000005256
Instrument DateMay 29, 2019
Transaction TypeMortgage
Record UpdatedJul 15, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address102 COVINGTON LN WINCHESTER VA 226015715, WINCHESTER, VA 22601-5715

Mortgage

Document Number0000005256
DateJun 3, 2019
Instrument5256
Lender
NameBANK OF CHARLESTOWN
TypeBank
AddressCHARLES TOWN, WV 25414
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 2, 2049

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,514.00 (+10.43%)$285,700 Land $83,000 Building $202,700$285,700 Land $83,000 Building $202,700
2025$1,371.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims11 (1978–2001)
Claims Outside the SFHA3 of 11
Most Recent ClaimAug 2001 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFREDERICK WATER
serves 46,206 people · EPA ID VA2069250
Water SourceSurface water
Last State InspectionFeb 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Verizon.

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